National system would fix health care crisis

I investigated health insurance offered me by a national home health agency, where I worked 32 hours/week, as a "per diem" supervisor. Healthcare insurance, or any other benefits were not provided, but for $325./month (in 2005) I could have "health insurance". After weeks of inquiries regarding the coverage for the premium, I was told there was a cap of $1350. / year for total services. Hmmmmm, $325. X 12 months = $3900. Profit from anyone who did that, $2500. (if no costs were assigned - and I'll bet they were first turned down.....)
There had never been an inquiry about that coverage, and many Nurses took it! Surely the laws on full disclosure should have prevented that.....

I am an RN who graduated in 1973. I have worked in the best hospitals in Boston and New York and have seen several evolutions within healthcare.

The saddest change is the one where pharmaceutical companies gain more power and profit while healthcare workers struggle to advocate for patients because of experienced staff shortages in most departments.

It begins by submitting the bill in the manner the insurance company demands, ususally electronic with acceptable accounting codes describing your service and diagnosis. Your birth day must be written in their format and if not the entire payment is rejected. If the accounting codes are missing a 5th digit they simply reject it.
It is a system the self corrects so their profit is protected and healthcare is questioned.
How about the POB for their mailing addresses changing every so often causing profitable delays in communicating.

If actual medical care were delivered in this manner caring for patients would be impossible.

We have a double standard with profit first. Pharma and Ins. CEO salaries are obscene and far above anything an Emergency room Physician or cardio thoracic surgeon takes home.

http://www.guaranteedhealthcare.org/...le-staub-rn-ba