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Insured RN Suffering from Incurable Disease



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No. 10
from kids
Old Sep 13, 2009, 08:45 PM

Default Re: Insured RN Suffering from Incurable Disease
Originally Posted by ozoneranger View Post
An insurance policy is a contract, just like any other business agreement, you need to read & understand it before you sign the paperwork.
I agree.


So much of the fault is placed on the 'evil' insurance company when a VERY large portion of it lies with the employer for choosing the plan and/or passing on the costs to their employees.

Also, people who are receiving disability usually also qualify for Medicare/Medicaid. I think there is far more to the posted story than is told.
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No. 11
Old Sep 13, 2009, 09:06 PM

Default Re: Insured RN Suffering from Incurable Disease
Why doesn't the government give every family and homeless person a house? There are lots of people that have 2 homes, they can't live in both of them at once! Take the greed out of the housing-industrial complex! Why doesn't the government give food to it's citizens rather than let those greedy food companies make money off of it? People need food to live! It would greatly diminish their quality of life if they didn't get enough! Why can't we do that too?

Why don't we do those things too? Having private, for-profit food manufacturers or home and property sales is just as bad as having private, for-profit health care, isn't it? You simply cannot live without food and shelter, so these things shouldn't be for profit or private should they?

How far down this "socialized" rabbit hole do we need to go?

Does government need to take over these businesses too, out of its obligation to protect and take care of its citizens? There's a lot of risque stuff on television and the internet nowadays.... should the government also censor some of this in order to "protect and take care of its citizens"?

Tell me where the line between government responsibility ends and individual responsibility begins.
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No. 12
Old Sep 13, 2009, 09:35 PM

Default Re: Insured RN Suffering from Incurable Disease
Originally Posted by kids View Post
I agree.


So much of the fault is placed on the 'evil' insurance company when a VERY large portion of it lies with the employer for choosing the plan and/or passing on the costs to their employees.

Also, people who are receiving disability usually also qualify for Medicare/Medicaid. I think there is far more to the posted story than is told.

Finally, I was wondering when someone was going to look past the surface. If she is truly disabled, as she claims, She'd be collecting LTD & medicaid. Paying BCBS? Why?

There's more to this story........
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No. 13
from herring_RN
Old Sep 13, 2009, 09:53 PM

Default Re: Insured RN Suffering from Incurable Disease
Originally Posted by ozoneranger View Post
Finally, I was wondering when someone was going to look past the surface. If she is truly disabled, as she claims, She'd be collecting LTD & medicaid. Paying BCBS? Why?

There's more to this story........
Medicaid (MediCal) is for people who are destitute.
She teaches piano.
She owns a nice home, a piano, and probably had disability insurance.
Maybe she has money in the bank or has invested.

Google the one of several diseases she has, interstitial cystitis. It is common for people to have severe pain and need to urinate 60 times a day.
Not conducive to working as a nurse.

She is brave to have made her situation public with her name and video.
I am sorry she is not believed.
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No. 14
Old Sep 13, 2009, 09:56 PM

Default Re: Insured RN Suffering from Incurable Disease
Ok...I just watched the you tube video link in the OP.

Is that a Steinway she's playing?
She's lived in her home for 30 years.....should be paid for by now, homes in her neighborhood go for an average of $360,000.00.
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No. 15
from herring_RN
Old Sep 13, 2009, 10:01 PM

Default Re: Insured RN Suffering from Incurable Disease
Originally Posted by ozoneranger View Post
Ok...I just watched the you tube video link in the OP.

Is that a Steinway she's playing?
She's lived in her home for 30 years.....should be paid for by now, homes in her neighborhood go for an average of $360,000.00.
I am flabbergasted that without even watching the video so many opinions were offered.
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No. 16
Old Sep 13, 2009, 10:08 PM

Default Re: Insured RN Suffering from Incurable Disease
Originally Posted by herring_RN View Post
I am flabbergasted that without even watching the video so many opinions were offered.
Why?
Her story doesn't add up.
Work in a hospital long enough & you can smell a lie a mile away.
Watch her eyes as she tells her story, watch her shift her gaze......there's more here than she's letting on.
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No. 17
from herring_RN
Old Sep 14, 2009, 01:16 PM

Default Re: Insured RN Suffering from Incurable Disease
Originally Posted by ozoneranger View Post
Why?
Her story doesn't add up.
Work in a hospital long enough & you can smell a lie a mile away.
Watch her eyes as she tells her story, watch her shift her gaze......there's more here than she's letting on.
I've only worked full time in hospitals since 1958 if you count volunteering as a candy striper.
It is sad to be so cynical. She is not asking for anything except for her insurance company to honor the original contract she signed when she chose the more expensive option offered by her hospital.

She paid for long term disability insurance for 17 years before she needed it. Now that company is honoring their contract.
I have paid for it for 37 years and never needed it. Now I could collect social security but am healthy and working. So my premiums help people less fortunate than I am. THAT is how it should be.

See if you work and pay off your home, put a son through college, and then get sick you have to be destitute to qualify for government help.
That makes sense. But once you are no longer able to work as a nurse because you need to catheterize yourself several times a day, urinate often, and suffer extreme pain, especially when tired.
Once you are no longer part of your employer’s plan the company can do as it chooses. So they raise rates, deductibles, and co-pays.

Some in her situation would go on a cruise or otherwise spent all their savings and then let taxpayers support them.
All she wants is to be able to buy the medication that keeps her able to play music, teach students, and work some free lance piano jobs.
I believe her. She is not asking for anything except to regulate insurance companies. Why not reform healthcare so people can be productive even with an expensive medical condition?
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No. 18
Old Sep 14, 2009, 06:59 PM

Default Re: Insured RN Suffering from Incurable Disease
How is reforming healthcare going to un-debilitate her?

I'm all for reform.
Sustainable reform.
I'm yet to see a bill that is sustainable. When one comes down the pike, I'll jump on the bandwagon.
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No. 19
Old Sep 16, 2009, 03:35 PM

Default Re: Insured RN Suffering from Incurable Disease
ERROR: If you can see this, then YouTube is down or you don't have Flash installed. View this video at YouTube
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