Re: I am watching Michael Moore's "Sicko" for the first time....
I know an RN who does not have health ins (agency nurse). She was bitten by a mosquito in 2007 and ended up with viral encephalopathy. She now owes close to $30,000. for the hospital bill. She has had her very modest house transferred to a relative's ownership so that she does not lose it.
I worked at a for-profit LTC a few years ago, which did not offer health ins to its' employees. A CNA needed an emergency appendectomy and ended us losing her apt and car because of the costs. She would have been out on the street, but the wound-care nurse and his wife took her in.
I was injured on-the-job at this facility. They refused to pay for my trip to the ER, and they got away with it. I contacted a lawyer and he told me I would win the case but added "Do you really think it would be worth it to pay me thousands of dollars to get your $500. ER bill paid?"
I paid the bill myself to protect my credit rating.
I currently have a co-worker who has had sudden, severe onset of Crohn's Disease. She needs to have part of her bowel removed, and will be out of work for some time. She is a single mother of two small children, and has used up all the FMLA she is eligable for. The company is in the process of transferring her to per diem status, and she will lose her health ins and her income.
I had a pt a couple of years ago, who reached the lifetime maximum on her husband's insurance benefits through his employer. This happily married couple got divorced so his wife could qualify for Medicaide. The couple and their son were devastated by this.
All of the above situations could have been averted if we had universal coverage in the US.
Nursing News