I was in the same boat as you in deciding which program I should do. I did one year of nursing school back when I was 18 fresh out of highschool. I chickened out and switched tracks completely. I have a Bachelor's & Master's degree in Business and I'm just not happy, my interests still lie in the health field.
I decided in the last 8 months or so to go back to nursing school. I originally decided on an accelerated 1 year BSN program for 2nd degree students. But after talking to the advisor of the program and seeing just how competitive the program was and the cost of $35k, I decided I will go with the ADN.
With the ADN...I only have 3 more requirements to finish before clinicals (A&P2, micro, biochem) so I will be able to start sooner than the accelerated program along with the BIG pro that I won't be accumulating $35k in debt....since tech school for the 2 years will only be around 6-8k. It's a huge difference especially considering that most nurses in the area have said pay ranges do not differ dramatically from ADN to BSN.
Also....I'm pretty confident that I will not stop at RN. I know that I will be doing one of two things, either finishing my BSN because there are many schools in the area that have BSN completion programs OR I will be doing an MSN track. So I figured why do the BSN when with my ADN, BBA, and MBA I can #1 do nursing with them and #2 if I want to, I can get a MSN without having the BSN. (Phew...that's alot of abbreviations). So those are my thoughts. I know I'll probably go on to an MSN track and with my other degrees and the RN I know I'll easily be able to further my education if I want to down the road.
I've looked at doing the MSN track already and they have Direct Entry programs for students with other non-nursing degrees, so it's an option for me even now. But I'm anxious to get started and quite honestly, I want to get the RN experience first before I decide what speciality I'd like to focus on (CNS, Midwife, NP). Not sure if any of this information helps you, but this was my process of deciding. Good luck to you!