I'm curious... 2 of you have posted that you make "top pay"/ "really decent money" in the states of TN and MN (but have crappy benefits). Private duty nursing is not known, in general, for top pay, so I am really curious what you are making??
You definetly don't make top pay here in SC (for RN level cases atleast). I'm a RN. I initially made $19/hr but now make $20/hr at my current agency, and made $20/hour at my last agency. I have a close friend who does private duty through a different local agency, and she makes $18/hr. She's a RN also.
When I left the hospital 3 years now, I was making mid-30's an hour, so this was a significant pay cut. I took about a 40% pay cut in fact! So, compared to what I could be making, this pay is not good. However, I was so burned out I was toasty at the hospital, so I gladly took the paycut. Money is not everything, especially if you are about to have a nervous break down... So, I'm content with less pay for less stress!
Although private duty does have stressors, it is a different type of stress and nothing like the hospital!
Maybe the situation for LPN's is different...