I have just decided to go back to obtain an Accelerated 2nd Degree BSN. My Bachelors is in Government so I only need to take the science courses. 6 courses in total. However, I need to take those classes starting yesterday in order to start the program in either May or June 2013 depending on both where I get in.
My problem is that the eligibility for loans is different for those who already have degrees. According to FAFSA I am eligible for $20k for the BSN. This is good, but I'm worried about the pre-reqs. I NEED loans to cover most of the pre-reqs or I won't be able to afford to take them. I spoke with one of the financial aid offices. They informed me that they participate in the program which allows one to apply and use Federal Direct Loan funding to cover pre-req courses for degree programs, for up to 12 months. The thing is though, the specific office has to manually apply for it for you, you can't do it yourself.
The ultimate thing I need to know is, is there a way for me to take pre-reqs at a school that offers them cheaper, without actually entering a nursing program at that school?..but still have the pre-reqs eligible for the loans based on the fact that successful completion of them will allow me to enter into the OTHER school's BSN prog?
In other words: I want to enroll into the BSN progam at School A. School A can apply for the pre-req loan funds for me, BUT that means that I would have to take the pre-reqs there also (and would rather not). Since School B has cheaper pre-req classes, I would prefer to take them there, but I have no intentions of completing any degree prog at School B, just want to take the pre-reqs. Would School B still be able to apply for the pre-req loan funds for me, even though I'll be entering a degree program elsewhere?
So after further research, I found and applied to another local community college that offers the courses at a fairly reasonable price. I am taking the courses just for credit and not as a part of a program. (@ one of the CCs, they call this a "Guest" student and at this CC, they don't differentiate.) For 12 credits (3 courses), it'll be about $1500 (including fees). This isn't too bad I guess, but combined my other normal bills, this is still quite steep for me, especially since I am registering late and will need to pay most of it as soon as I sign up. However, I am not giving up. I am going to find a way to pay for this! Thanks everyone!
Last edit by CareQueen on Aug 16, '12
: Reason: Error