Need $ fast to apy for all the Pre-nursing stuff!

Lisa CCU RN, RN · Nov 11, 2005

CRNASOMEDAY25,
Do you have a link to American General?
Thanks.

http://www.loansfast.com

**RosesrReder, BSN, MSN, RN** · Nov 12, 2005

~falls over~ 1200.00 for BOOKS for one semester?? OMG OMG
I'm paying everything out of pocket and that is hellish. Dear lord oh lord I pray this is not the norm?!
Cats[/quote
Our books are quoted at $1200 also. In orientation, they did say that included the clinical kit and uniforms though. I got a private student loan because I won't get regular financal aid until after I need some of my expenses paid for. I don't know what your credit is like, but American General will give a loan to anyone. You can pre-pay it at no penalty too.
Yeah, ours did not include the uniform but did include RN notes, and other stuff. Will let ya know when I pick them up.

land64shark · Nov 14, 2005

~falls over~ 1200.00 for BOOKS for one semester?? OMG OMG
I'm paying everything out of pocket and that is hellish. Dear lord oh lord I pray this is not the norm?!
Cats

I just came from orientation and our books were quoted as $1000. But this is a one time deal. The books are for all 4 semesters. (Actually, they said that was about 95% of the books we'll need.)

The estimated total cost for everything for the 4 semesters is $8700.

sunnyjohn · Nov 14, 2005

http://www.loansfast.com

I applied for the loan at American General.

Everyone keep your fingers and toes crossed and pray REAL HARD!

:)

land64shark · Nov 14, 2005

I just came from orientation and our books were quoted as $1000. But this is a one time deal. The books are for all 4 semesters. (Actually, they said that was about 95% of the books we'll need.)
The estimated total cost for everything for the 4 semesters is $8700.

Oops! I need to pay more attention. Books + skills kit are $1200 in the first semester. 2nd semester, books are $331. 3rd semester, books are $131 and 4th semester, books are $134. Hmm...that's not quite 95% of book costs up front like they said, now is it?:uhoh21:

wannabenursetx · Nov 15, 2005

Does American General base loans on whether or not you are credit worthy? My credit stinks, so I know if it's based on your credit history I wouldn't be approved. Any idea what the interest rate is? :rolleyes:

Lisa CCU RN, RN · Nov 15, 2005

Does American General base loans on whether or not you are credit worthy? My credit stinks, so I know if it's based on your credit history I wouldn't be approved. Any idea what the interest rate is?

Depending on your credit score, they will pretty much approve anyone. The only catch is sometimes they want collateral such as a paid off car title. I applied once before and they wanted that, but I said no. Then recently, because my credit score was up, they approved me with out the collateral. The interest rate is not very good, but in a pinch, it's waaaaaaaaaaay better than pawning your car title at these title loan places. Their interst rates are over 300%. You get a loan of $200 for 2 weeks at check advance places and pay $50-$75 for it. At American General, you can get a loan for like 30%. That is still pretty bad, but at least you get a year to pay it off, rather than just two weeks. For a title loan, you only have one month to pay back and you could get say $500 and you'd pay $110 in interest.

You have to take them $610 in one month or pay $110 every month until you get $610 to give them at once. I plan on paying American General back in January after I get my financial aid refund. There is no pre-pay fee so it's better than the other options I had. Just remember, if you don't have perfect credit, you won't be able to get great rates. ( I'm working on this problem though). Hope this helps.