Is it true that no matter how many of the credits i am able to transfer over from community college over to Chamberlain, i will need to do 7 semesters minimum before graduating? The adviser there told me that i would need to attend a minimum of 7 semesters but what if i take more pre-reqs that transfer over? I only have 20 more months left of G.I. bill so i need to know how much student loan im going to need once my G.I. Bill runs out.