Hello Everyone, I am asking for help with my pre-nursing dilemma. I have just recently graduated in September of last year with my Bachelor's degree in Business Administration for Health care Management. I have always wanted to be a nurse since I was a little girl.
I have over $40k dollars in loans right now and it looks like for my nursing it'll be another $40k due to me not having done the prerequisite course work. I am a single mother of one (1) and have been on a vigorous search for employment so that I could work and pay as much off my loans as possible before starting school again, with no luck. I have looked into Scholarships.com and not much help there since I didn't take the ACT or SAT. My college accumulated GPA is 2.95, the college I just graduated from was a 3.0.
I am to apply to the nursing program
of my first choice on Feb. 1 at Mount Carmel School of Nursing. With my application I am to include a written essay answering "as a future nurse, what do I think I could I contribute to nursing" but I have writers block because I'm so worried about if this would be a good thing to do the nursing program now or if I should wait. I am 26 yrs old and my goal was to be done with school (outside of the refreshers to stay up-to-date) before my daughter started school, shes 2 yrs 7 mos. I feel like my goal will have to wait because of the financial stress I am going through right now with no job to pay on my current loans and then the loans that would come with the nursing program and prerequisites. When I had done research before choosing the degree I currently have there was a high demand in and surrounding areas of Columbus, Ohio for entry level candidates with a BS; but that was in 2010 now they want experienced individuals with my degree now. I've tried jobs that anyone with a H.S Diploma should get and they will not hire me because I'm overly qualified with my experience in C.S and education.
Is anyone else having a similar dilemma? Or ideas?
We couldn't be more similar! I have a previous BS in an unrelated field. I decided about half a year ago I wanted to go back to school for nursing. The problem: I have about 40k in debt and I'm uncertain how I would be able to get another 30k loan. I am also in the Ohio area (outside of Cleveland). From what I understand, the BSN is the degree most hospitals want, so that's my end goal.
I go back and forth between the community college and university idea.The community college is a lot cheaper, but I'll only end up with an ADN. I could always do an ADN - BSN online program and save money; however, it would be much more convenient to just do the straight BSN program. I decided that I would at least try to apply to Cleveland State University. If I got accepted I would figure out the financial mess later. If not, I would go the community college route and then do an online program.
So unfortunately, as we're in the same boat, I can't offer you much advice. My biggest advice is to at least take the pre-reqs at a community college because it's so much cheaper. Maybe think about an online ADN - BSN course. The community college in my area is about $8,000 and the university about $30,000. The online option, together with the previous ADN degree, totals around $18,000.
Have you thought about deferring student loans? From what I understand, you are allowed to defer student loans for a maximum of three years and only once. This might allow you to take out additional loans. I am personally looking into this option. Seeing as the BSN program I want is three years in length, that deferment period might give me a chance at this.
Another option: I'm guessing you maxed out your federal student loans. If you were considered a dependent at the time, as an independent now (over age 24), you may be able to tap into the independent federal limit.
Final thought: Don't give up!!!!! I know how it feels to have a change of heart in what you want to do in life. If you're passionate about nursing, then you will become a nurse one way or another.
Last edit by ruby1989 on Jan 26, '13
: Reason: typos