Tons of student loans, pursue DNP still? - Page 4
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May 28, '12 by griffinchetQuote from fathertodI hate to be the one to burst bubbles, but jealousy and envy is not a personality trait i posses. I have 4 degrees and am well respected in my career. Not to mention, I have been in her situation of being overly ambitious and burying myself in too much work and debt. When there is insight coming from someone who has gone through and overcome, the reason you ask advice is to hear other's opinions, not to have yes men. A yes man will steer you wrong all the time. Grow up!Honestly, alot of the advice you are getting regarding holding back and waiting until you get a certain magical amount of experience is probably from individuals who are simply jealous that you are trying to follow your dreams. You need to just try and get it done so you don't regret it later. You don't want to be one of those people who just puts up barriers to their own dreams. -
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May 28, '12 by OCNRN63Quote from fathertodIt has nothing to do with jealousy. Many of us don't want to see Simone so young buried in a mountain of debt that ruins her future and that of her children.Honestly, alot of the advice you are getting regarding holding back and waiting until you get a certain magical amount of experience is probably from individuals who are simply jealous that you are trying to follow your dreams. You need to just try and get it done so you don't regret it later. You don't want to be one of those people who just puts up barriers to their own dreams. - May 28, '12 by OCNRN63Quote from OCNRN63Another dang auto-correct! That should have been "someone," not "Simone."It has nothing to do with jealousy. Many of us don't want to see Simone so young buried in a mountain of debt that ruins her future and that of her children.TrophyWife likes this.
- May 28, '12 by caheydenGo for it! My friend is going for her DNP and it is far better! Might as well jump thru the hoops to enjoy life later
and do what you were created for : ) She has 2 children and married! Depending on where you are starting salary 6 figures and job security
Last edit by caheyden on May 28, '12 : Reason: added somethinglindarn likes this. - May 28, '12 by DNPstudentQuote from fathertodI disagree, I am in the same boat, and am just letting her know what to expect. I admit I am a little negative right now bc of the amount of stress I am under, but I was misled as to everything from cost, to work load and level of difficulty.Honestly, alot of the advice you are getting regarding holding back and waiting until you get a certain magical amount of experience is probably from individuals who are simply jealous that you are trying to follow your dreams. You need to just try and get it done so you don't regret it later. You don't want to be one of those people who just puts up barriers to their own dreams.
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May 28, '12 by StephalumpQuote from fathertodYou called it! I can't tell you how much I wish I had a whopping $1200/month loan payment to pay for the next 10 years. Being ruined financially is a dream of mine.Honestly, alot of the advice you are getting regarding holding back and waiting until you get a certain magical amount of experience is probably from individuals who are simply jealous that you are trying to follow your dreams. You need to just try and get it done so you don't regret it later. You don't want to be one of those people who just puts up barriers to their own dreams.
Also, I'm extremely jealous that I'll be stuck spending time with my kids while they're young instead of working and studying 26 hours a day.
Seriously, perhaps people think it's a bad idea because they legitimate think it's a bad idea? - May 28, '12 by blondy2061hQuote from mystyqueonedoing an np program while working full time is extremely difficult. you can go to school part time for awhile, but once you hit the clinical part, at least in my program, you were expected to take 2 classes at a time and do 20 hours of clinical a week. so while i was in school i was at school for 10 hours a week, working for 40 hours, doing 20-30 hours of clinical, and then doing homework/studying outside of school hours. i can assure you the amount of homework and studying demanded is far worse than a bsn program. thankfully, i was able to do this at work. i have no kids and basically had no life while doing this. getting housework done was near impossible and i ate more fast food than i care to admit.thank you, but i would never leave my current position. like i said in my original post, i would continue to work full time in my current position. why do the slow route of msn, then dnp, totaling 7-8 years, when i can do the dnp route totaling 3-4 years? see, it doesn't make sense to me to do the msn route first, then the dnp route later. one of my children are already in school, the other will start in a couple of years. i don't think my employer will ever have tuition reimbursement for fnp majors because they have too many fnp's, therefore only giving tuition reimbursement for "hard to fill positions", which fnp is not "hard to fill".
i had under a year of rn experience when i originally started my program, and that put me at a significant disadvantage over classmates with more experience clinically. if i could do it again, i would have waited.Last edit by blondy2061h on May 28, '12 - May 28, '12 by brandy1017How much do you owe on student loans and especially the private loans? $10,000 or 100,000? What are the interest rates of your loans, particularly the private student loans which usually are adjustable and can go upwards of 18%?
I would get your private student loans paid back before pursuing more education and taking out more student loans. Private loans are the worst debt out there, worse than even credit card debt or gambling losses. You can declare bankruptcy for those, but not student loans and if you die and someone co-signed they would still be on the hook for the loan!
You need to be proactive and network to get a job as an FNP. They are not as easy to come by as RN jobs used to be! Once you've got the private loans paid off and an emergency fund, then start taking some classes part-time and try to pay as you go and avoid student loans as much as possible. Stick with public govt loans but be aware that graduate govt student loans interest will no longer be deferred instead will be capitalized causing the loan to grow while you're in school! -
May 28, '12 by Paco-RNQuote from mystyqueonei did not read the rest of the posts before i am posting this one, so perhaps someone else addressed it ... but my first instinct from what you said here is that it seems as if you're looking to the fnp as a panacea for your boredom as a staff nurse. probably the wrong reasons to pursue a graduate degree, as there is no way to guarantee things will be better for you careerwise as an advanced practice nurse. you only have 9 months experience and i think that may be too little time in the profession to start making changes like this. have you thought of changing jobs into another specialty? you mentioned fnp, so i would think working from adult to pediatrics or vice versa might be a positive change. of course i am of little authority to give advice as i am recently graduated with my bsn and have yet to start my own job (starting date shy of a month). however, i know i don't want to resume school for at least 4-5 years because i am also heavily in debt. taking this time also to make sure a graduate degree is what i really want to do, and i want to pursue it for the right reasons, as i did with my bsn.thank you for your response. i suppose you have a good point.... but i am already bored at my current position.... i am very ambitious and eager to learn more! i just don't want to lose my dreams just because of the student loans...... hmmmm, not sure.
