Re: help pls!can't finish 3 yr contract
You are bound to honor the terms of your contract, you signed it and agreed to it. As far as "buying out" of your contract, read the portion of the contract that covers early termination of contract. If you have a clause that states you may cancel for a fee (or a formula that spells out how much money you must pay) then that should answer your question.
However, if you choose to simply quit, you may be sued in civil court and your employer and agency may be entitled to monetary damages. This will damage your credit standing and if a judgement is rendered against you, the employer or agency may garnish your paycheck/bank accounts until they are paid back in full. A judgement may last up to 10 years on your record. Not a good thing to have hanging over you as you will be denied the ability to rent, borrow money or even get a bank account if you have a judgement against you.
Read your contract carefully. You are a college educated professional so a judge will not sympathize with "I did not understand" the contract excuse. If necessary, consult with an attorney before making any decision to quit or walk out.
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