Are you a fat RN? Then your insurance might go up - significantly. - page 3

by msn10 5,071 Views | 36 Comments

Aurora Healthcare employees outraged... Read More


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    Quote from funfunfun550
    Insurance companies have far too long bossed everyone around . I know let's just eliminate them...we don't really need them(ok under the desk to avoid being flamed)
    I don't think you're going to find too many folks here lining up to defend the insurance companies ...
    Not_A_Hat_Person and MBARNBSN like this.
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    Quote from llg
    Actually, at my hospital, the people who participate in the health maintanence program don't get any "reward" compared to what they received in previous years. It's just that the people who don't participate get penalized by a $500 surcharge on the health insurance. So, what you said above is not really true at my hospital.
    Same at my facility. The people who participate in the health maintenance program are paying the same rate as last year. Those who didn't are paying more.
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    Any organization that uses a BMI of 30 as a criteria is being generous. Overweight but not obese. That's a lot less of knee, hip and shoulder replacements down the road.
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    Presumably, these fat smokers are healthy enough to do their jobs. I thought paying for other peoples misfortune was what insurance was all about.
    jadelpn likes this.
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    Quote from lumbarpain
    I dont like this at all. what about heredity? bad habits however can be worked with at the benefit of the patient. However, I dont feel being built like a stickpin is very healthy either. I prefer to have some meat on my bones. I found that out after dropping 10 pounds in 3 days after abdomional surgery when I was younger. I weighed only 120 pounds then at 5 foot 7 inches of height. I looked horrid!!! Some additonal weight is healthy to have on yourself...maybe 5 to 10 pounds tops. anything else is just too much. You never know when your body will NEED that extra weight to live off of during a severe illness. Just my opinion of course.
    ^Agreed.
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    Quote from funfunfun550
    @llg...it's a slippery slope...what if your child has expensive medical needs...?Maybe you don't opt into the "smart choice" lunch plan in the cafeteria at work. You get remarried and your husband has a chronic disease. Insurance companies have far too long bossed everyone around . I know let's just eliminate them...we don't really need them(ok under the desk to avoid being flamed)
    ^Agree funfunfun550...private insurance companies have been getting away with it for years, so anyone who has had employer insurance has not been exposed to this, except in recent years. I got dropped from my insurance when I had a major medical incident (surgery, hospitalization, home health, and DME involved) and got the preexisting scarlet letter. No flame here!
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    BMI would be a terrible representation in any health assessment. I'm 5"7 and 160 lbs. I have a thin frame and have become more athletic but the BMI doesn't change - I'm obese by their standards.

    If they wanted to judge - maybe the study could include the health habits of many nurses since many don't have time to eat healthy.
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    [QUOTE=AngelicDarkness;7150798]BMI would be a terrible representation in any health assessment. I'm 5"7 and 160 lbs. I have a thin frame and have become more athletic but the BMI doesn't change - I'm obese by their standards.

    If they wanted to judge - maybe the study could include the health habits of many nurses since many don't have time to eat healthy.[/Q

    I have to chartBMI on every patient that comes to me in OR so I'm very familiar with BMI chart. I am 5'3", 160 pounds and still fall into the overweight category so, under no circumstances, would you fall into the OBESE category at 5'7". Hence, a BMI of 30 (just over my BMI) is generous when determining insurance surcharge.
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    I like the idea of wellness programs. Where I see the problem is using only one or two things as yardsticks to assess one's true state of health, when those two measurements alone can't give a full picture of the thing they are assessing. I don't think it's quite right for them to target obesity itself without looking deeper in the non-obese population..

    They do it because this particular "unhealthy" state is the easiest and cheapest thing they can measure. Having an eating disorder is certainly unhealthy, but they will not bother to include that because it costs more to diagnose, treat and monitor, and who saves their $500 while the overweight nurse gets the surcharge. Now let's all go and see what Dr.Van Cleave has in his cupboards.
    Not_A_Hat_Person likes this.
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    I think the insurance companies are trying to make us healthy enough to not have to use the insurance....which is a good thing.....but they still get paid millions and make tons of profit for doing ABSOLUTELY NOTHING because of the what-if factor that keeps us making those premiums. I have no health issues,on no medications except the Extra-Strength Excedrine for the headache I get every time I get within 5 miles of my job (I wonder why?), and I weigh 138, with the max that I've weighed at 164; height 5-2. I run enough for the twelve hours that I work....not getting on anybody's treadmill on my day off. If they want me to clock in, that's different. But one major factor here for me is that I keep my own personal insurance, not an employee-sponsored plan, because of crap like this!
    Last edit by BSNbeDONE on Feb 2, '13


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