Quote from dria
that is simply untrue. office visits are eligible expenses, as are labs, ultrasounds, and all other aspects of prenatal care. heck, you can even get reimbursed for the otc pregnancy test!!
the patient still has to pay out-of-pocket for them, from their hsa, unless they've reached their deductible. how many ultrasound clinics, labs, and ob clinics post prices? my local planned parenthood used to, but they stopped. health services at my second college did; you paid 1 price with the school insurance, and another price without (ex. plan b was $20 with the college plan, $40 without).
how many people know to shop around for health care? here in ma, no one will tell you how much a visit or treatment costs, unless you go to a minute clinic, which just started here. i only know how much my doctor charges for an office visit because my company changed hmos very quickly, my appointment was before the new card came, they tried to bill the wrong insurance company, and i got a bill.
with an hsa and a high-deductible plan, "i need $20 for an office visit," becomes "do i have enough for a visit, tests, and treatment ?"