Nursing Licenses revoked for not paying student loans - page 8

by Mommy&RN

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  1. 3
    My question is, are they going after doctors for unpaid student loans? I have read that doctors are some of the biggest offenders in not repaying student loans! Any of them having their MD licenses revoked?

    JMHO and my NY $0.02.

    Lindarn, RN, BSN, CCRN
    Somewhere in the PACNW
  2. 5
    Quote from 123_ashley
    hear ye hear ye for eriksohn! but i still think even newly graduated nurses should be able to find jobs if they are not so pickly. i mean you can start low then once you are in the system, work your way up the echelon. i am not speaking from exp. because i am a housewife for so long that i can remember, and my longing and to be able to afford a paycheck..(simple dream, isn't it!). anyway if i offend any body professional values, i apolozise!
    well, hmmm, idk how to say it.

    are there jobs for new grads............if you want to be technical, at least in my area, yes.

    the question becomes how low are you willing to go for a job? in other words, the jobs that remain unfilled are that way for a reason. nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. hospital units that place patients that need icu attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.

    are you willing to accept those conditions just in the name of a paycheck. you wouldn't be nursing if you did.
    RNvampire, LovebugLPN, Conqueror+, and 2 others like this.
  3. 1
    Quote from CrunchRN
    Yes! A voice of reason!

    And if you can't then make arrangements. Eventually though everyone has to pay the debt. I am so glad people are not allowed to discharge this debt with bankruptcy - that is total BS!
    And if you win the lottery, one of the things they look for in the background check is defaulted student loans. The others are unpaid taxes and child support.

    In my state, they do this for anyone who wins more than $1,000.
    lindarn likes this.
  4. 1
    Quote from lindarn
    My question is, are they going after doctors for unpaid student loans? I have read that doctors are some of the biggest offenders in not repaying student loans! Any of them having their MD licenses revoked?

    JMHO and my NY $0.02.

    Lindarn, RN, BSN, CCRN
    Somewhere in the PACNW
    They are the biggest offenders because they owe the biggest amount. In my state, there don't seem to be many who do this, and they tend to have issues with substance abuse, etc.
    lindarn likes this.
  5. 2
    Quote from eriksoln
    Well, hmmm, IDK how to say it.

    Are there jobs for new grads............if you want to be technical, at least in my area, yes.

    The question becomes how low are you willing to go for a job? In other words, the jobs that remain unfilled are that way for a reason. Nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. Hospital units that place patients that need ICU attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. Home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.

    Are you willing to accept those conditions just in the name of a paycheck. You wouldn't be nursing if you did.
    What good is any ONE job if it ends up costing you your license ?
    rph3664 and lindarn like this.
  6. 0
    Quote from eriksoln
    Well, hmmm, IDK how to say it.

    Are there jobs for new grads............if you want to be technical, at least in my area, yes.

    The question becomes how low are you willing to go for a job? In other words, the jobs that remain unfilled are that way for a reason. Nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. Hospital units that place patients that need ICU attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. Home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.

    Are you willing to accept those conditions just in the name of a paycheck. You wouldn't be nursing if you did.
    There are pharmacy jobs that are this way too. CVS is probably at the top of the list right now.
  7. 2
    Quote from sweettartrn
    i also wanted to add this: in the comments section of this article someone said this:
    "just to be fair, we should remove all the elected officials that have unpaid student loans as well."

    and i wholeheartedly agree!
    me too!!
    SweettartRN and lindarn like this.
  8. 1
    Quote from eriksoln
    well, hmmm, idk how to say it.

    are there jobs for new grads............if you want to be technical, at least in my area, yes.

    the question becomes how low are you willing to go for a job? in other words, the jobs that remain unfilled are that way for a reason. nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. hospital units that place patients that need icu attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.

    are you willing to accept those conditions just in the name of a paycheck. you wouldn't be nursing if you did.

    eriksohn, you do paint a gloomy picture here. how am i going to go on to get my lpn if there is not a market for job out there? how will i pay for the student loan? humm, i know for sure there will always be a market for cna jobs, because it is the lowest end of the spectrum. cna are the avant-guard for all nurses, at the moment, i am in school for cna.
    lindarn likes this.
  9. 1
    yes, they've been going after doctors too...have had 3 in my homecare database that had license suspended until made arrangements to pay just in the last year. any license is affected: law, medicine, nursing, barber, cosmotologist, physician assistant, etc. up to 15% of your wages can be garnished to pay back student loans.


    fsa: facing loan default

    student loan defaults and disputes for health professionals

    in florida, as in most states, if the state licensing board discovers the default on the student loan, this can also result in an immediate suspension or ...
    [color=#0e774a]indest.org/areaofpractice/studentloandefault.asp[color=#767676] - [color=#4272db]cached


    ga: 295-16-.01 federal student loan default. (1) a person holding a ...

    295-16-.01 federal student loan default.

    (1) a person holding a current license issued by a professional licensing board as

    defined in o.c.g.a. § 43-1-1(3) may have his/her license indefinitely suspended

    if he/she is found to be in nonpayment status or default or breach of a repayment

    or service obligation under any federal educational loan, service conditional loan


    repayment program, or service conditional scholarship program in accordance

    with the procedures set forth herein.

    (2) after receiving a certification from a federal agency that the licensee is in

    nonpayment status or default or breach of a repayment or service obligation under
    any federal educational loan, service conditional loan repayment program, or
    service conditional scholarship program, the professional licensing board shall
    provide written notice to the licensee via certified or registered mail at the
    licensee’s address of record. the notice shall contain the following:
    (a) the professional licensing board’s intended action to suspend
    the license;
    (b) the licensee’s right to request an appearance before the
    professional licensing board;
    (c) notification that the request for an appearance must be in writing
    and must be received by the board within thirty days of service
    of notice; and
    (d) the address and telephone number of the board.
    (3) if the licensee does not request an appearance before the professional licensing
    board within thirty (30) days, the licensee waives the right for an appearance
    before the professional licensing board and the license will be suspended.
    (4) if a request to appear is timely received by the professional licensing board, the
    suspension of the license shall be stayed pending the licensee’s appearance before
    the professional licensing board.
    (5) upon receipt of the request for an appearance before the professional licensing
    board, the professional licensing board shall notify the licensee in writing of the
    date and time of the appearance via certified or registered mail sent to the
    licensee’s address of record. at this appearance, the licensee may present
    evidence only on the following issues:
    (a) whether the licensee is a party named in a federal educational loan
    agreement, service conditional loan repayment agreement, or service
    conditional scholarship agreement;
    (b) whether the licensee is in default of the loan obligation, service
    conditional loan repayment or scholarship obligation;
    (c) whether the licensee is repaying the loan obligation, service
    conditional loan repayment or scholarship obligation, in a manner
    satisfactory to the federal agency involved.
    (6) within fourteen (14) working days after the licensee’s appearance before the
    professional licensing board, the board will issue its decision. the board will
    mail a copy of its decision to the licensee by certified mail or registered mail to
    the licensee’s address of record.
    (7) if the license is suspended, the licensee may not practice during the period of
    suspension.
    (8) a person whose license was suspended for being in nonpayment status or default
    or breach of a repayment or service obligation under any federal educational loan,
    service conditional loan repayment program, or service conditional scholarship
    program may apply to have the suspension lifted. in order to have the suspension
    lifted, the licensee must:
    (a) request in writing to the professional licensing board that the
    suspension be lifted;
    (b) provide the professional licensing board a written release from
    the federal agency originally certifying that the licensee is in
    nonpayment status or default or breach of a repayment or service
    obligation under any federal educational loan, service
    conditional loan repayment program, or service conditional
    scholarship program;
    1. the release must indicate that the licensee is making
    payments on the loan or satisfying the payment or service
    requirements in accordance with an agreement approved by
    the federal agency.
    (c) demonstrate to the satisfaction of the professional licensing
    board that the license has been timely renewed and, other than
    the suspension provided by this rule, is otherwise in good
    standing; and
    (d) submit a notarized declaration that all continuing education
    requirements, if any, for the entire suspension period have been
    met.
    (9) upon compliance with paragraph (8), the professional licensing board shall lift
    the suspension on the license; however, the professional licensing board may
    impose any conditions on the lifting of the suspension that it deems necessary to
    protect the public.
    (10) if the licensee fails to timely renew his license during the period of suspension,
    the license shall be considered to be revoked by operation of law and subject to
    reinstatement in the sole discretion of the professional licensing board. the
    person who held the lapsed suspended license must comply with the professional
    licensing board’s rules for reinstatement, pay any reinstatement fee, and provide
    the professional licensing board with a written release from the federal agency
    originally certifying that the licensee is in nonpayment status or default or breach
    of a repayment or service obligation under any federal educational loan, service
    conditional loan repayment program or service conditional scholarship program.
    the release must indicate that the licensee is making payments on the loan or
    satisfying the payment or service requirements in accordance with an agreement
    approved by the federal agency. it will be within the discretion of the
    professional licensing board whether to reinstate the license.



    authority o.c.g.a. §§ 43-1-29, 43-1-19, and 50-31-3


    legislation allowing professional licensing institutions to revoke the licenses of individuals who have failed to repay their student loans has been passed in several states and introduced in several others. the professional licensing institutions to which the bills apply differs from state to state, but the general procedural structure of the bills are quite similar across states. the bills give power to the licensing boards to revoke or deny renewal of professional or occupational licenses upon receipt of information from an education loan administer that the individual hasdefaulted on their loan or has somehow failed to fulfill the loans obligations. the states require the licensing boards provide a due process hearing to the licensee. the constitutionality of theselaws has not been questioned specifically. nevertheless, the constitutionality of similar laws which deny or suspend professional licenses for those who have defaulted on child support payments stood up in an arizona supreme court case.
    [color=#0e774a]www.uvm.edu/~vlrs/education/studentloansprofessionallicenses.pdf

    tx: consequences of student loan default


    loss of bar membership after default


    student loan repayment struggles - cbs moneywatch.com


    many more students are defaulting than official tallies show
    Last edit by NRSKarenRN on Jan 29, '11
    lindarn likes this.
  10. 6
    Quote from Blue Crab Lover
    As hard and thankless as nursing is as a career, all nursing student loans should be forgiven. If many knew what they were getting into, they wouldn't have borrowed one brown cent.
    Why should tax payers have to eat the cost because some chose to 'buy now, pay later' for an education? Why should they have to pay because someone has buyers remorse?
    elkpark, eriksoln, lindarn, and 3 others like this.


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