Nursing Licenses revoked for not paying student loans - Page 8
Register Today!- Jan 27, '11 by lindarnMy question is, are they going after doctors for unpaid student loans? I have read that doctors are some of the biggest offenders in not repaying student loans! Any of them having their MD licenses revoked?
JMHO and my NY $0.02.
Lindarn, RN, BSN, CCRN
Somewhere in the PACNW - Jan 27, '11 by eriksolnQuote from 123_ashleywell, hmmm, idk how to say it.hear ye hear ye for eriksohn! but i still think even newly graduated nurses should be able to find jobs if they are not so pickly. i mean you can start low then once you are in the system, work your way up the echelon. i am not speaking from exp. because i am a housewife for so long that i can remember, and my longing and to be able to afford a paycheck..(simple dream, isn't it!). anyway if i offend any body professional values, i apolozise!
are there jobs for new grads............if you want to be technical, at least in my area, yes.
the question becomes how low are you willing to go for a job? in other words, the jobs that remain unfilled are that way for a reason. nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. hospital units that place patients that need icu attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.
are you willing to accept those conditions just in the name of a paycheck. you wouldn't be nursing if you did. - Jan 27, '11 by rph3664Quote from CrunchRNAnd if you win the lottery, one of the things they look for in the background check is defaulted student loans. The others are unpaid taxes and child support.Yes! A voice of reason!
And if you can't then make arrangements. Eventually though everyone has to pay the debt. I am so glad people are not allowed to discharge this debt with bankruptcy - that is total BS!
In my state, they do this for anyone who wins more than $1,000.lindarn likes this. - Jan 27, '11 by rph3664Quote from lindarnThey are the biggest offenders because they owe the biggest amount. In my state, there don't seem to be many who do this, and they tend to have issues with substance abuse, etc.My question is, are they going after doctors for unpaid student loans? I have read that doctors are some of the biggest offenders in not repaying student loans! Any of them having their MD licenses revoked?
JMHO and my NY $0.02.
Lindarn, RN, BSN, CCRN
Somewhere in the PACNWlindarn likes this. - Jan 28, '11 by Conqueror+Quote from eriksolnWhat good is any ONE job if it ends up costing you your license ?Well, hmmm, IDK how to say it.
Are there jobs for new grads............if you want to be technical, at least in my area, yes.
The question becomes how low are you willing to go for a job? In other words, the jobs that remain unfilled are that way for a reason. Nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. Hospital units that place patients that need ICU attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. Home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.
Are you willing to accept those conditions just in the name of a paycheck. You wouldn't be nursing if you did.
- Jan 28, '11 by rph3664Quote from eriksolnThere are pharmacy jobs that are this way too. CVS is probably at the top of the list right now.Well, hmmm, IDK how to say it.
Are there jobs for new grads............if you want to be technical, at least in my area, yes.
The question becomes how low are you willing to go for a job? In other words, the jobs that remain unfilled are that way for a reason. Nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. Hospital units that place patients that need ICU attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. Home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.
Are you willing to accept those conditions just in the name of a paycheck. You wouldn't be nursing if you did. - Jan 28, '11 by FranemtnurseQuote from sweettartrnme too!!i also wanted to add this: in the comments section of this article someone said this:
"just to be fair, we should remove all the elected officials that have unpaid student loans as well."
and i wholeheartedly agree!
SweettartRN and lindarn like this. - Jan 28, '11 by 123_ashleyQuote from eriksolnwell, hmmm, idk how to say it.
are there jobs for new grads............if you want to be technical, at least in my area, yes.
the question becomes how low are you willing to go for a job? in other words, the jobs that remain unfilled are that way for a reason. nursing homes that warehouse people and put you in no position to do even the least bit of care for any of them............yeah, they are still hiring. hospital units that place patients that need icu attention on step down units on a regular basis and leave the nurses out to dry if anything happens...........yeah, they are hiring too. home care agencies that require you to work many hours off the clock and to be on call frequently............yeah, they are also hiring.
are you willing to accept those conditions just in the name of a paycheck. you wouldn't be nursing if you did.
eriksohn, you do paint a gloomy picture here. how am i going to go on to get my lpn if there is not a market for job out there? how will i pay for the student loan? humm, i know for sure there will always be a market for cna jobs, because it is the lowest end of the spectrum. cna are the avant-guard for all nurses, at the moment, i am in school for cna.lindarn likes this. - Jan 29, '11 by NRSKarenRNyes, they've been going after doctors too...have had 3 in my homecare database that had license suspended until made arrangements to pay just in the last year. any license is affected: law, medicine, nursing, barber, cosmotologist, physician assistant, etc. up to 15% of your wages can be garnished to pay back student loans.
fsa: facing loan default
student loan defaults and disputes for health professionals
in florida, as in most states, if the state licensing board discovers the default on the student loan, this can also result in an immediate suspension or ...
[color=#0e774a]indest.org/areaofpractice/studentloandefault.asp[color=#767676] - [color=#4272db]cached
ga: 295-16-.01 federal student loan default. (1) a person holding a ...
295-16-.01 federal student loan default.
(1) a person holding a current license issued by a professional licensing board as
defined in o.c.g.a. § 43-1-1(3) may have his/her license indefinitely suspended
if he/she is found to be in nonpayment status or default or breach of a repayment
or service obligation under any federal educational loan, service conditional loan
repayment program, or service conditional scholarship program in accordance
with the procedures set forth herein.
(2) after receiving a certification from a federal agency that the licensee is in
nonpayment status or default or breach of a repayment or service obligation under
any federal educational loan, service conditional loan repayment program, or
service conditional scholarship program, the professional licensing board shall
provide written notice to the licensee via certified or registered mail at the
licensee’s address of record. the notice shall contain the following:
(a) the professional licensing board’s intended action to suspend
the license;
(b) the licensee’s right to request an appearance before the
professional licensing board;
(c) notification that the request for an appearance must be in writing
and must be received by the board within thirty days of service
of notice; and
(d) the address and telephone number of the board.
(3) if the licensee does not request an appearance before the professional licensing
board within thirty (30) days, the licensee waives the right for an appearance
before the professional licensing board and the license will be suspended.
(4) if a request to appear is timely received by the professional licensing board, the
suspension of the license shall be stayed pending the licensee’s appearance before
the professional licensing board.
(5) upon receipt of the request for an appearance before the professional licensing
board, the professional licensing board shall notify the licensee in writing of the
date and time of the appearance via certified or registered mail sent to the
licensee’s address of record. at this appearance, the licensee may present
evidence only on the following issues:
(a) whether the licensee is a party named in a federal educational loan
agreement, service conditional loan repayment agreement, or service
conditional scholarship agreement;
(b) whether the licensee is in default of the loan obligation, service
conditional loan repayment or scholarship obligation;
(c) whether the licensee is repaying the loan obligation, service
conditional loan repayment or scholarship obligation, in a manner
satisfactory to the federal agency involved.
(6) within fourteen (14) working days after the licensee’s appearance before the
professional licensing board, the board will issue its decision. the board will
mail a copy of its decision to the licensee by certified mail or registered mail to
the licensee’s address of record.
(7) if the license is suspended, the licensee may not practice during the period of
suspension.
(8) a person whose license was suspended for being in nonpayment status or default
or breach of a repayment or service obligation under any federal educational loan,
service conditional loan repayment program, or service conditional scholarship
program may apply to have the suspension lifted. in order to have the suspension
lifted, the licensee must:
(a) request in writing to the professional licensing board that the
suspension be lifted;
(b) provide the professional licensing board a written release from
the federal agency originally certifying that the licensee is in
nonpayment status or default or breach of a repayment or service
obligation under any federal educational loan, service
conditional loan repayment program, or service conditional
scholarship program;
1. the release must indicate that the licensee is making
payments on the loan or satisfying the payment or service
requirements in accordance with an agreement approved by
the federal agency.
(c) demonstrate to the satisfaction of the professional licensing
board that the license has been timely renewed and, other than
the suspension provided by this rule, is otherwise in good
standing; and
(d) submit a notarized declaration that all continuing education
requirements, if any, for the entire suspension period have been
met.
(9) upon compliance with paragraph (8), the professional licensing board shall lift
the suspension on the license; however, the professional licensing board may
impose any conditions on the lifting of the suspension that it deems necessary to
protect the public.
(10) if the licensee fails to timely renew his license during the period of suspension,
the license shall be considered to be revoked by operation of law and subject to
reinstatement in the sole discretion of the professional licensing board. the
person who held the lapsed suspended license must comply with the professional
licensing board’s rules for reinstatement, pay any reinstatement fee, and provide
the professional licensing board with a written release from the federal agency
originally certifying that the licensee is in nonpayment status or default or breach
of a repayment or service obligation under any federal educational loan, service
conditional loan repayment program or service conditional scholarship program.
the release must indicate that the licensee is making payments on the loan or
satisfying the payment or service requirements in accordance with an agreement
approved by the federal agency. it will be within the discretion of the
professional licensing board whether to reinstate the license.
authority o.c.g.a. §§ 43-1-29, 43-1-19, and 50-31-3
legislation allowing professional licensing institutions to revoke the licenses of individuals who have failed to repay their student loans has been passed in several states and introduced in several others. the professional licensing institutions to which the bills apply differs from state to state, but the general procedural structure of the bills are quite similar across states. the bills give power to the licensing boards to revoke or deny renewal of professional or occupational licenses upon receipt of information from an education loan administer that the individual hasdefaulted on their loan or has somehow failed to fulfill the loans obligations. the states require the licensing boards provide a due process hearing to the licensee. the constitutionality of theselaws has not been questioned specifically. nevertheless, the constitutionality of similar laws which deny or suspend professional licenses for those who have defaulted on child support payments stood up in an arizona supreme court case.
[color=#0e774a]www.uvm.edu/~vlrs/education/studentloansprofessionallicenses.pdf
tx: consequences of student loan default
loss of bar membership after default
student loan repayment struggles - cbs moneywatch.com
many more students are defaulting than official tallies showLast edit by NRSKarenRN on Jan 29, '11lindarn likes this. - Jan 29, '11 by kidsQuote from Blue Crab LoverWhy should tax payers have to eat the cost because some chose to 'buy now, pay later' for an education? Why should they have to pay because someone has buyers remorse?As hard and thankless as nursing is as a career, all nursing student loans should be forgiven. If many knew what they were getting into, they wouldn't have borrowed one brown cent.
