Quote from tokmom
I remember doing the college thing. I paid for CC to get my LPN. I worked 2 jobs and thankfully had an aunt who would help buy my books and gas monies. I would repay by weeding her gardens and doing chores. I then went and got my ADN very slowly, with aunt once again, helping and I, once again, working 2 jobs and helping her out.
Only when I got my RN did I finally work one job.
In the meantime, I lived frugally and lived in a old studio appt that over looked a cemetary. I shopped in thrift stores for my housewares.
Looking back it made me who I'am today and I would not do it differently.
I continue to be amazed by people who scold recent graduates about student loan debt when they went to college in much cheaper times. College costs have risen much faster than inflation for a long time. Even state schools are unaffordable without loans. In-state tuition and fees at UVM are $14,000 a year.
I got my BA from UMass Boston, an all-commuter state school. When I started, in 2002, in-state tuition and fees were $120/credit. Tuition, fees, or both went up at least once a semester; one semester they went up 3 times
. As a part-time student, I paid about $1,000 per semester when I started, and about $1,200 when I left.
My mother graduated from UMass Boston in 1973, when tuition and fees were $1,000 per year
My community college nursing program
cost $145/credit. If I'd had to buy the school's (very bad) heath insurance, it would have been an additional $700 a year.
I worked full-time when I went to school, lived off-campus (no dorms), didn't own a car, and lived frugally. I still ended up with $15,000 in student loan debt. Apparently, being a childless female with a 401(k) meant I was loaded. Every now and then, I would look at my classmates and realize that if I'd had a baby, I could've gone to school for free.