Are you a fat RN? Then your insurance might go up - significantly. - page 3

Aurora Healthcare employees outraged... Read More

  1. Visit  AngelicDarkness profile page
    0
    BMI would be a terrible representation in any health assessment. I'm 5"7 and 160 lbs. I have a thin frame and have become more athletic but the BMI doesn't change - I'm obese by their standards.

    If they wanted to judge - maybe the study could include the health habits of many nurses since many don't have time to eat healthy.
  2. Visit  subee profile page
    0
    [QUOTE=AngelicDarkness;7150798]BMI would be a terrible representation in any health assessment. I'm 5"7 and 160 lbs. I have a thin frame and have become more athletic but the BMI doesn't change - I'm obese by their standards.

    If they wanted to judge - maybe the study could include the health habits of many nurses since many don't have time to eat healthy.[/Q

    I have to chartBMI on every patient that comes to me in OR so I'm very familiar with BMI chart. I am 5'3", 160 pounds and still fall into the overweight category so, under no circumstances, would you fall into the OBESE category at 5'7". Hence, a BMI of 30 (just over my BMI) is generous when determining insurance surcharge.
  3. Visit  nursel56 profile page
    1
    I like the idea of wellness programs. Where I see the problem is using only one or two things as yardsticks to assess one's true state of health, when those two measurements alone can't give a full picture of the thing they are assessing. I don't think it's quite right for them to target obesity itself without looking deeper in the non-obese population..

    They do it because this particular "unhealthy" state is the easiest and cheapest thing they can measure. Having an eating disorder is certainly unhealthy, but they will not bother to include that because it costs more to diagnose, treat and monitor, and who saves their $500 while the overweight nurse gets the surcharge. Now let's all go and see what Dr.Van Cleave has in his cupboards.
    Not_A_Hat_Person likes this.
  4. Visit  BSNbeDONE profile page
    0
    I think the insurance companies are trying to make us healthy enough to not have to use the insurance....which is a good thing.....but they still get paid millions and make tons of profit for doing ABSOLUTELY NOTHING because of the what-if factor that keeps us making those premiums. I have no health issues,on no medications except the Extra-Strength Excedrine for the headache I get every time I get within 5 miles of my job (I wonder why?), and I weigh 138, with the max that I've weighed at 164; height 5-2. I run enough for the twelve hours that I work....not getting on anybody's treadmill on my day off. If they want me to clock in, that's different. But one major factor here for me is that I keep my own personal insurance, not an employee-sponsored plan, because of crap like this!
    Last edit by BSNbeDONE on Feb 2, '13
  5. Visit  LadyFree28 profile page
    1
    Quote from LYNDAA
    I think the insurance companies are trying to make us healthy enough to not have to use the insurance....which is a good thing.....but they still get paid millions and make tons of profit for doing ABSOLUTELY NOTHING because of the what-if factor that keeps us making those premiums. I have no health issues,on no medications except the Extra-Strength Excedrine for the headache I get every time I get within 5 miles of my job (I wonder why?), and I weigh 138, with the max that I've weighed at 164; height 5-2. I run enough for the twelve hours that I work....not getting on anybody's treadmill on my day off. If they want me to clock in, that's different. But one major factor here for me is that I keep my own personal insurance, not an employee-sponsored plan, because of crap like this!
    ^ LYNDAA, did you see my last post???? My PRIVATE insurance company DROPPED me when I had a major medical issue...I had this insurance for 5 years, had a major medical event. They dropped me, and I moved from Medicaid to Medicare because if it and lack if access to healthcare, delaying treatment, as well as healing time.

    I am anticipating being able to get into an employee sponsored program, and it's a good one!!! They have a wellness program as well, but no weight requirement. They have an optional wellness coaching program if you CHOOSE to purchase. if I get deemed above a certain weight, and had a plan like that at least it's over 12 months...private insurance companies have the luxury to make you "uninsurable" (at least until 2014) and you are FOREVER branded with that type of "scarlet letter"...I TRIED to get insurance without resorting to the government programs and the private company SUGGESTED that I look into getting Medicare!! :straightface:
    Not_A_Hat_Person likes this.
  6. Visit  BostonFNP profile page
    0
    Quote from LadyFree28

    ^ LYNDAA, did you see my last post???? My PRIVATE insurance company DROPPED me when I had a major medical issue...I had this insurance for 5 years, had a major medical event. They dropped me, and I moved from Medicaid to Medicare because if it and lack if access to healthcare, delaying treatment, as well as healing time.

    I am anticipating being able to get into an employee sponsored program, and it's a good one!!! They have a wellness program as well, but no weight requirement. They have an optional wellness coaching program if you CHOOSE to purchase. if I get deemed above a certain weight, and had a plan like that at least it's over 12 months...private insurance companies have the luxury to make you "uninsurable" (at least until 2014) and you are FOREVER branded with that type of "scarlet letter"...I TRIED to get insurance without resorting to the government programs and the private company SUGGESTED that I look into getting Medicare!! :straightface:
    Did something else happen? It's not legal for an insurance company to drop you because you had a medical event.
  7. Visit  LadyFree28 profile page
    0
    Quote from BostonFNP

    Did something else happen? It's not legal for an insurance company to drop you because you had a medical event.
    Nope, Boston. I didn't even max out my lifetime medical either.
  8. Visit  jadelpn profile page
    0
    Now public schools are sending letters home to parents regarding their kids BMI. Elementary school kids. At least now we get them in the mail as opposed to the kids getting them to bring home. (Try telling an 8 year old kid why they are labeled obese). Apparetly this is all part of a "healthy kids" initiative that is government based. Will be interesting to see if insurance premiums go up for our "obese" children as well. As it is now, school lunches have been completely re-vamped, kids are required to "take 2 vegtables" and other healthy alternatives. Which I don't think is necessarily a bad thing, but all this control of eating and weight and there's a whole lotta eating disorders in the making....
  9. Visit  BostonFNP profile page
    1
    While maybe it's not the ideal solution, something needs to be done. We shouldn't be seeing 10 year olds with metabolic syndrome.
    elkpark likes this.
  10. Visit  BostonFNP profile page
    0
    Quote from LadyFree28

    Nope, Boston. I didn't even max out my lifetime medical either.
    I'd call a lawyer. Unless you stopped paying them or falsified your application, there is no legal way they can drop you that I am aware of.
  11. Visit  LadyFree28 profile page
    0
    Quote from BostonFNP

    I'd call a lawyer. Unless you stopped paying them or falsified your application, there is no legal way they can drop you that I am aware of.
    This was five years ago...it has been settled. I had a series of traumas that occurred, but was not affected my lifetime medical, however, they were billed by the person I was suing, claimed fraud...no fraud on my part. I also had to convalesce, so they probably penalized me. Lawyer cleaned it up well, got dropped, but a thank you bonus .

    Just glad those outrageous loopholes and tricks will not be allowed in 2014. I am signing up for health insurance, and additional benefits, and it is STILL less than my private insurance, so either way, it is working for me.

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