Should I Carry Malpractice (Liability) Insurance?

From your screen name, I am going to leap and assume you are an L&D nurse or women's health specialists. I can appreciate your comments, as I too have this background. I still believe if you are doing the best to provide care based on AWHONN, ACOG standards, and have done a thorough documentation of events, ultimately, the hospital insurance should cover you in the event, even if the outcome was not as good as you would have liked. I have been a nurse for 25 years, and, although I do not have the additional 25 years of knowledge to fall back on, I do believe (from personal experience), knowing what the scope of practice is, and knowing the standards for the professional organizations that support your practice as well as hospital policy will be what is necessary to protect a nurse from liability. It is true that others have selective memory, and physicians are not your friend if it's us vs. them.

Much would depend on the organizaton a nurse works for. I think we will agree to disagree here. I do not want to carry an additional policy, just more for the lawyers to go after............