To all "medical coverage is a privilege" folks: - page 11

You're presented with a five year-old who probably has appendicitis. The family is poor, does not have medical insurance, and they only have a small amount of money to cover diagnostics and treatment... Read More

  1. Visit  Bubbles profile page
    1
    Quote from nicurn001
    neatnurse30 what a load of B*!.
    Yes some of the uninsured are those you describe ,but many are employed but cannot afford the healthcare plans offered by their employers .Some are employed and could easily afford ahealthcare plan but because they are healthy , they shift the risk they will get sick onto us , by chosing to be uninsured . The last are the worst group as far as I am concerned , as they know the risks and are selfish enough to expect me to pick up their tab when they get ill and end up in the ER.
    Agree. It bugs me to see people who ride motorcycles without helmets so the air can blow through their hair and never think what will happen if they are in an accident. How many end up in a vegetative state requiring tons of money to care for them!
    applewhitern likes this.
  2. Get the hottest topics every week!

    Subscribe to our free Nursing Insights newsletter.

  3. Visit  lilsnfrn profile page
    0
    Forgot to quote...
    Last edit by lilsnfrn on Oct 26, '13
  4. Visit  lilsnfrn profile page
    1
    Quote from MunoRN
    Most of the people who declare bankruptcy due to medical bills have health insurance (78% according to one study), so it's not a matter of people not being responsible and not paying for insurance. Insurance companies are for-profit, which means all care they cover comes out of their profit, and as a result they've gotten very good at not paying the bills they're supposed to pay, and when you've already been paying $500 a month for a plan, an unpaid service can easily push a family into bankruptcy.

    And for those without insurance, the cost these days of a hospital stay is usually well over $10,000. My Hospital bills $10,000 for a diagnostic heart cath all by itself. And even non-ICU hospitals stays these days can add up to $100,000 or more.
    Unfortunately, I just experienced this myself. I had a high-risk pregnancy. I had to be on Lovenox injections daily, and receive weekly ultrasounds towards the end of my pregnancy. I had health insurance all throughout my pregnancy. I paid my premiums. After I gave birth to my daughter, my insurance company decided they weren't going to pay their share, so now I'm left with over $11,000 in medical bills.
    applewhitern likes this.
  5. Visit  kcochrane profile page
    1
    Quote from MunoRN
    Most of the people who declare bankruptcy due to medical bills have health insurance (78% according to one study), so it's not a matter of people not being responsible and not paying for insurance. Insurance companies are for-profit, which means all care they cover comes out of their profit, and as a result they've gotten very good at not paying the bills they're supposed to pay, and when you've already been paying $500 a month for a plan, an unpaid service can easily push a family into bankruptcy.

    And for those without insurance, the cost these days of a hospital stay is usually well over $10,000. My Hospital bills $10,000 for a diagnostic heart cath all by itself. And even non-ICU hospitals stays these days can add up to $100,000 or more.
    I agree somewhat. We had to declare bankruptcy even though out medical insurance covered everything. Unfortunately when one of the breadwinners can't work due to a medical issue, insurance doesn't cover income loss. So that's another angle to consider.
    herring_RN likes this.
  6. Visit  Jolie profile page
    1
    Quote from kcochrane
    I agree somewhat. We had to declare bankruptcy even though out medical insurance covered everything. Unfortunately when one of the breadwinners can't work due to a medical issue, insurance doesn't cover income loss. So that's another angle to consider.
    To be clear, you didn't face bankruptcy because you couldnt pay medical bills. They were paid by your insurance. You faced bankruptcy because lost earnings left you unable to pay other living expenses.

    I don't understand how health insurance could or even should address that. It's an entirely separate issue.
    herring_RN likes this.


Nursing Jobs in every specialty and state. Visit today and Create Job Alerts, Manage Your Resume, and Apply for Jobs.

Top