Quote from KelRN215
I swear I posted a response to this the other night but it was during that period of time where a bunch of posts were lost.
It is discrimination but there are loopholes and this is how insurance companies get away with it in my state:
In Massachusetts, insurance companies are required to pay for assisted reproductive technology for couples with "documented infertility." One year of trying with no success is considered to be "documented infertility." How does a lesbian couple try to conceive? They have to pursue fertility treatments for that and they cannot prove infertility prior to trying, so the IUI is not covered. Trying IUI for a year unsuccessfully is a huge investment so after several failed cycles, many will decide it's not worth it and just pay for the IVF out of their own pockets. I have had friends and coworkers who had to go this route.
As far as whether treatment would be denied to a single, straight woman the same premise applies. If this woman doesn't have documented infertility her treatments would not be covered. I have a friend who recently decided to have a baby on her own by using a sperm donor and she paid for the entire process of getting pregnant out of her own pocket.
Wow, that's really interesting!
I was only refering to a HCP saying "I will not preform this medical proceedure because of your sexual orientation" but this is a great point.
So I guess that means insurance companies don't have to pay for the treatment or sperm donations?
But isn't that discrimination against single women and same sex couples?
They do have a history of discrimination though....
What is their definition of "trying"? Wouldn't the fact that they are physically incapable of producing children mean that it was documented? I wonder if a homosexual couple could see a fetrility doctor and get away with saying "we've been having unprotected sex for a year now, with no pregnancy" to fufil the "documented infertility" requirement? That is how heterosexual couples try. You can't really say they have to "try" with someone other than their partner. Wouldn't that be like telling a straight couple that if one of them was infertile the other has to "try" with someone else?
(Sorry if that didn't make much sense. You just brought up a very interesting point that raised some questions for me.)