Caveat: I have not read the Healthcare Reform Act, but I don't believe that it mandates universal health care provided free of charge.
Two things I'm fairly certain about in the Reform: Insurance companies will be mandated to provide insurance to those who apply, even if they have pre-existing conditions and disabilities. That's HUGE to some of us. I also think
that Americans will be required to have health insurance but will not face a penalty if they do not purchase it.
Adult children will be able to stay on their parents' health insurance until the age of 26. It used to be 18 (21 if in college), then moved to 23 I believe, and now will be 26.
Someone will be along to correct me if my few little tidbits of understanding are wrong