Do I need individual malpractice?

  1. I'm a new NP getting ready to start at a family practice. They are going to be providing malpractice, but I wonder if I should get my own as well. Any thoughts or advice?
  2. Visit LHendon profile page

    About LHendon

    Joined: Apr '12; Posts: 25; Likes: 24


  3. by   traumaRUs
    Yes, yes, yes....the litigious nature of our job almost guarantees you WILL be NAMED in a suit!

    Your employer will want to preserve their own interests and therefore will protect you while employed by them.

    However, if you are found at all liable and/or named by their malpractice insurance as having a claim paid on your behalf (even if you did nothing wrong!!!), you may be faced with board of nursing action.

    Your medical malpractice looks out for YOU....
  4. by   LHendon
    Thanks, Thats pretty much what I was thinking as well. Any reputable ones that your aware of??
  5. by   traumaRUs
    NSO, Proliability and Marsh.
  6. by   zenman
    Yes. Mine's around $900 a year.
  7. by   LHendon
    thanks for all the feedback