planning to buy in New York city area (nurse salary)

  1. 0 Hi all!

    I'm planning to buy perhaps a 1 bedroom in the nyc area but don't know where! I'm really not too sure what neighborhood is safe/ on the cheaper side... anybody got suggestions?
    I've been on craigslist but some look really old, and some look good but are in unsafe neighborhoods...

    Thanks!
  2. Visit  froggy8 profile page

    About froggy8

    froggy8 has '2-3' year(s) of experience. From 'USA'; 27 Years Old; Joined Nov '11; Posts: 93; Likes: 17.

    16 Comments so far...

  3. Visit  ProfRN4 profile page
    0
    Do you have a job already? Are you in school, or planning on going to school in NY? Are you a fan of public transportation or are you planning on driving everywhere? All o this should be taken into consideration when looking? There are plenty of commutable neighborhoods in NYC, but not all are in 'the city', and these are much more affordable.

    Also, be prepared for postage-stamp sized apartments!
  4. Visit  froggy8 profile page
    0
    Thank you for your reply!!! I'd prefer taking public trans and yes I have a job ("nurse salary")... However, do you know of these safe neighborhoods not in manhattan??
  5. Visit  dariah profile page
    0
    If you are new to the area, I'd recommend you just rent a place for a year and take your time to get familiar with the city. There are so many variables (how close to work, do you have kids, will you have a car, will you work days or nights, would you rather have more space or a nicer neighborhood, etc) that will affect your decision making! I've only ever lived in Manhattan so I can only talk about the boroughs from very limited experience. But I can't imagine buying a place on my salary.
  6. Visit  froggy8 profile page
    0
    i see i see... im going to be living by myself and going to most likely rent now..,

    what parts of manhattan were good for you???
  7. Visit  dariah profile page
    0
    The most "fun" neighborhoods are also some of the more expensive...East/West Village, Meatpacking District, Murray Hill. There are a few hospitals in the Murray Hill area so that could be a good option. The Upper West Side tends to be more young families and more of a quiet neighborhood and the Upper East Side is similar, but also tends to be a bit more affordable and has more young singles. Several more hospitals are in the Upper East Side.
  8. Visit  DoGoodThenGo profile page
    0
    Based on the average base RN wage for NYC there is little to nil you will find *affordable* in Manhattan unless you go up to Harlem and Washington Heights, and even then it might not work.

    Thing to remember is NY is a very high tax state. So even if you make $80K on paper that amount is reduced at once by about 34% due to federal, state and local taxes to about $52K.

    Due to new laws and rules put in place recently along with banks trying to cover themselves obtaining a mortgage can be an ordeal. You will need at least 15% to 20% down for a decent rate and in some cases to get certain banks to look at you at all.

    You might find a small (and we do mean just that) studio in certain parts of Manhattan for about $250k or so, but more likely than not it will have something "wrong". Things like facing the back or a wall, badly in need of renovation/updating, in a not so wonderful building and so forth.
    Manhattan Rental Market Report | MNS is Real Impact Real Estate
    Manhattan Apartment Prices Climb as Home Inventory Drops - Bloomberg
  9. Visit  NYCRN16 profile page
    0
    Jobs in NYC pay well compared to the rest of the country, but not enough on that salary alone to buy anything in Manhattan or probably even Brooklyn in a decent neighborhood. A studio in Manhattan is probably at least a half a million dollars. I would take a travel job first and see what you think of NYC first, many from out of state don't handle the high paced, high acuity environment well.
  10. Visit  froggy8 profile page
    0
    Trust me guys and girls, I am here to stay! But renting is most likely going to be the option here. Just still trying to figure out where best to go... I'm also trying to look into Brooklyn and Queens near a subway line...

    Thanks for the comments!
  11. Visit  Psychcns profile page
    0
    I did some travel jobs in NY 4 years ago and lived in Astoria. NW train. Traveled at all hours. Broadway stop very safe. So many people. Also 30th av. Be good if you could find something temporary while you look around. I stayed in Craig's list sublets but you have to have someone see the apt and get the keys for you--too many scams.
  12. Visit  FUTURE/CRNA profile page
    0
    Quote from froggy8
    Hi all!

    I'm planning to buy perhaps a 1 bedroom in the nyc area but don't know where! I'm really not too sure what neighborhood is safe/ on the cheaper side... anybody got suggestions?
    I've been on craigslist but some look really old, and some look good but are in unsafe neighborhoods...

    Thanks!
    Don't move to Manhattan I lived there many years. Check out westchester county white plains any and all downstate county locations the homes are cheaper and safe neighborhoods. Newburgh Poughkeepsie Putnam county get on the Internet these places are a 1-2 hr trains ride in to any hospital or 1 hr drive down any parkway. Good luck.
  13. Visit  Liverpoollover profile page
    0
    If you are making about 70-75k I'm sure you'd be able to afford an apt for about $1800 a month. That said, living in manhattan is rather expensive. Like someone said before, all the "hip" places are pricey. If you really want to stay in manhattan, think about moving uptown on the west side. I live in hamilton heights (142nd street and broadway) for 5 years and never felt unsafe and my rent was $1000 a month but that was almost 10 years ago. I had a 500 sq foot studio and lived there with my boyfriend, now husband. Otherwise come to the better borough... come to Brooklyn!!! there are "up and coming" areas like bushwick and bed stuy where you could find "cheap" rent. Good luck!
  14. Visit  froggy8 profile page
    0
    Sorry there is noooo way I am moving to any place where my commute will be 1-2 hours long! My commute now is 2+ hours long and it is KILLING ME.
    Seriously thinking of buying a one bedroom in manhattan. I will be looking into anything under harlem...

    All in all, Thank You everyone for the interesting comments and advice. Keep them coming!!!!!!!!!!!


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