Financial aid question.

I currently attend a school that will give me financial aid until I am done with my program.... if I actually ever gain entry to said program...

I have put in my app, and I need to take an entrance test for another school, but I was looking at the school website (and then to all the community college websites) and they have this rule where you can only have 93 attempted hours (transfers... withdrawls... anything), total. After that you can't receive financial aid any longer, even if you have need for it.

I had gone to school at the same school when I was just out of high school. 20 years ago. My grades were less than parr, to say the very least. And clearly, with my transfer credits from my current school (almost all A's) and with the old attempted credits, I will never get financial aid, and with 4 kids, there is no way I can afford to go through school with no help. I can't be gone for 60+ hours a week... I mean, I can... but I would never see my kids. (Although, there are times when this might be attractive... just kidding)

Anyway, I am wondering if there is any way around this. Has anyone been in a similar situation and what did you do about it?

I need to be able to apply to other programs, but being able to pay for it, may elude me.

You can defer as long as you are enrolled in school. There might be some form you have to fill out, so they know you are enrolled at another school, so I would call the financial aid office about it, but as long as you are still in school, you are able to defer your loan.

I paid for every class I took at MCC with my own money... LOL And now I find out that those classes count against me too. LOL

But at Baker, because I haven't transfered any classes there. I have enough space to still be eligible for financial aid.

Now I am wondering is this only classes that actually have transfered from Baker to MCC that will count? If so that gives me a bit of wiggle room, but if they count all those classes and any classes I took at SC4 even if they don't go toward my program, I am screwed up for financial aid.