It is not possible here in MA to get this type of insurance. I do not think it exists. You can get insurance to do permanent cosmetics; I use Marine Midland Insurance. As for the botox, etc., we need a medical director here but right now we don't have to work in that person's physical location. Nor do we have to be on their payroll. It isn't easy to find someone to be a medical director. If you can maintain your own location but need a director, start calling plastic surgeons, derms and even internists you know. Call spas and see if they do the proecedures and ask who is their director. If you aren't geographically close, maybe that person will act as your director. If your state has a law stating that you have to be employed by an MD, you may be able to maintain your own location but you would be paid by that person. The laws are not clear in this area or aren't even in existence, so check with the state to make sure you understand and see in writing what they require, if they require it. If they don't have laws governing it, then try my suggestions. With a medical director, you work under that person's license.
This is one way in which states are seeking to keep us from making a good living on our own. There is legislation here that would make it harder for us to practice, but I am hoping the bill will be changed to something more reasonable before it is passed.
Here, once you find someone as a director, you have certain procedures to follow, need policies and procedures, and then you work out a split arrangement with the doc. As for peels, etc., you should check and see if your nursing insurance would cover you for those; my assumption is that it should. Let us know if you find out anything more. Those of us trying to enter this field are having a hard time doing so; don't give up, though.
Quote from PioneerNP
I am a nurse practitioner trying to establish a skin care clinic along with a family practice clinic and I want to do some Botox and maybe some fillers as well as peels and acne care. I also want to do some semi-permanent make-up and tattoo removal. The problem I am running into is getting malpractice insurance
to cover me since I am in my own clinic. I need to be employed by a physician in order for my current malpractice insurance to cover me for any of these procedures. Have you found that to be true in your state? I have been trained by reputable people. I practice in Kansas. Are there any Kansas nurses or nurse practitioners out there doing these procedures? Thanks for any help you can offer.