Should I get malpractice insurance? - page 9

I am confused. When I worked in Maternity, I kept my own malpractice insurance. When I married and moved to a new job, I was told that having my own malpractice insurance would be a liability for me in the instance of a lawsuit... Read More

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    I am done...
    Have a nice evening, ESRD

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    Quote from CCU NRS
    Just for the record I was an LVN/LPN for nin years and never carried insurance. Just this year I completed my ADN and got my RN it was so freaky that just days after I was finished with my hospital orientation a Pt filed charges on me personally claiming I slapped him. I was very fortunate he was confused and did not even have his days correct claiming that I slapped him on a day I wasn't even assigned to be his nurse. He did press charges and they did go the City Attorney who dropped it as no evidence and it was his word against mine, but the moral of the story is I was not covered and if he had been more accurate with days and had asked a family member to back his story or something I could have been in a lot of trouble. Yeah I know there are a lot of IFs but it was enough for me to wkae up and say Hell ya I need insurance, all the better that it is cheap and there is really such a low likely hood that I will ever need but I live in Tornado alley and I have Home insurance too.

    Here is a little article I wrote after that incident
    http://www.okcnursingtimes.com/speci...urrent&count=0

    How would malpractice insurance have stopped this incident from coming to light? How would malpractice insurance have stopped you from being upset?

    Inquiring minds wanna know..Well at least this one does.


    ESRD
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    Quote from ageless



    I am done...
    Have a nice evening, ESRD


    So you read the findings I posted...I have never encouraged you to do one thing or the other...Personally, I don't care whether you buy malpractice insurance or not...Just that you let me know who you buy from so I can buy stock..
    That is if they are solvent..

    Nitey Nitey

    ESRD..
  4. 0
    Quote from ESRD
    How would malpractice insurance have stopped this incident from coming to light? How would malpractice insurance have stopped you from being upset?

    Inquiring minds wanna know..Well at least this one does.


    ESRD
    It can not stop either of the things you mention but If I had actually been sued it would have been a great help don't cha think? What about the future if I get accused and some famly see dollar signs because I am the almighty high paid nurse, Like I said it is a piece of mind thing my house porobably won't get blown away either but I have insurance on it Nursing is my livelihood (sp) and I jsut felt after my experience that I would be more protected with than without, like you said earlier I am not trying to sell insurance I say to each his own if you don't want it don't get it I just feel a little better now knowing that if this type thing happens again I will have some representation, I really felt that the hospital was insulating themselves by putting me on admin. leave and I did not feel like they were really going to go to bat for me I was flapping in the breeze, so there you go a small piece of mind for a small price. I hear at least once a week someone (usually people that look like they don't have a bath in their homes mention they should see about talking to a lawyer about some aspect of the hospitalization)say we should talk to a lawyer
  5. 0
    Quote from RNin92
    ...And LarryG...I think that the answer that ESRD was trying to tell you, and all of us..."I have no idea about what I speak!!"...
    Was convinced of that days ago... from ESRD's opening evasions, phony laughter, snide comments, subject changes, and other defensive bahaviors. Dead give-away.

    Just wanted to make sure our self-proclaimed, "asset allocation expert" fully documented it here for all to view.

    As may be more than obvious now, there's nothing of significance to be further obtained on this topic from the board's "asset allocation guru."

    Don't get why some people do this. Ego?

    All the best to everyone following along and contributing. (You too ESRD. Life's too short.)
  6. 0
    Quote from LarryG
    Was convinced of that days ago... from ESRD's opening evasions, phony laughter, snide comments, subject changes, and other defensive bahaviors. Dead give-away.

    Just wanted to make sure our self-proclaimed, "asset allocation expert" fully documented it here for all to view.

    As may be more than obvious now, there's nothing of significance to be further obtained on this topic from the board's "asset allocation guru."

    Don't get why some people do this. Ego?

    All the best to everyone following along and contributing. (You too ESRD. Life's too short.)
    Yep and when a tree falls in the woods and no one is there it doesn't make any noise.....LOLLL

    Just because you can't find the info doesn't mean it doesn't exist..


    ESRD...

    And if you were so convinced why did YOU preSUE it....
  7. 0
    Quote from CCU NRS
    It can not stop either of the things you mention but If I had actually been sued it would have been a great help don't cha think? What about the future if I get accused and some famly see dollar signs because I am the almighty high paid nurse, Like I said it is a piece of mind thing my house porobably won't get blown away either but I have insurance on it Nursing is my livelihood (sp) and I jsut felt after my experience that I would be more protected with than without, like you said earlier I am not trying to sell insurance I say to each his own if you don't want it don't get it I just feel a little better now knowing that if this type thing happens again I will have some representation, I really felt that the hospital was insulating themselves by putting me on admin. leave and I did not feel like they were really going to go to bat for me I was flapping in the breeze, so there you go a small piece of mind for a small price. I hear at least once a week someone (usually people that look like they don't have a bath in their homes mention they should see about talking to a lawyer about some aspect of the hospitalization)say we should talk to a lawyer

    I hear it a couple times a week every now and then...


    ESRD....
  8. 0
    Quote from ESRD
    Just because you can't find the info doesn't mean it doesn't exist...
    One of the few accurate things you've stated here.

    But my only point -- amply demonstrated by your postings -- is that that info doesn't exist in the only person in this thread:

    (i) proclaiming knowledge of "asset allocation" (as defined by us); and

    (ii) recommending it to others, while lacking even the most fundamental rudiments of it.

    Do thank you for bringing the topic up and will continue to investigate this.
  9. 0
    Quote from LarryG
    One of the few accurate things you've stated here.

    But my only point -- amply demonstrated by your postings -- is that that info doesn't exist in the only person in this thread:

    (i) proclaiming knowledge of "asset allocation" (as defined by us); and

    (ii) recommending it to others, while lacking even the most fundamental rudiments of it.

    Do thank you for bringing the topic up and will continue to investigate this.

    Why look it up when it doesn't exist in your mind..HMMMMMMMMMMMMMMMm


    ESRD....

    I don't know how the internal combustion engine works either but I still manage to drive.


    Do you have any thing to offer this discussion other than crap???

    ESRD
  10. 0
    THANKS FOR THE MEMORIES.....da daa, da daa. da, daaaa

    Bob Hope

    THANKS FOR THE INFO....la de da de da

    MEL101


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