Should I get malpractice insurance? - page 12
by nurturing_angel | 12,688 Views | 115 Comments
I am confused. When I worked in Maternity, I kept my own malpractice insurance. When I married and moved to a new job, I was told that having my own malpractice insurance would be a liability for me in the instance of a lawsuit... Read More
- 0Feb 22, '04 by NRSKarenRN, RN, BSN AdminQuote from caroladybelleagree 100% with caroladybelle. have carried malpractice insurance for 25yrs.
i have carried malpractice insurance, and always will.
those that do not believe in it, fine for your opinion but i will stick with mine....
the only people against me carrying my own policy have been facilities that insure their own staff. invariably, if a lawsuit comes up, the facility usually ends up backstabbing the nurses involved so that the facility comes off cleaner. as the malpractice insurance (paid by the facility) lawyers are more concerned about the mds/facility, the nurses get the shaft.
your own insurance covers you, the facility's covers their butt.
thank you, but i will take care of me and mine.
i carry home owners and auto insurance about $2,000.00 for hubby and i.
also, have health insurance. why not also carry nursing malpractice insurance for about $80-$120.00/yr.
i was sued without merit by an automobile owner, went to deposition and my factual evidence got case thrown out--never went to trial. never paid more for the 6 hrs of attorney time provided by insurance company.
peace of mind to have someone protecting my interests.Last edit by NRSKarenRN on Feb 22, '04