Should I get malpractice insurance? - page 10

I am confused. When I worked in Maternity, I kept my own malpractice insurance. When I married and moved to a new job, I was told that having my own malpractice insurance would be a liability for me... Read More

  1. Visit  berry profile page
    0
    ugh what a hijacked thread, like someone said carry if you want. Here is my take if you work long enough in the current climate you will be named in a suit. I work in the with an outstanding group of physicans, nurse, and support staff but has 4 lawsuits pending, why cause people want money the easy way. examples: A lady who was LIVING IN A RENTAL STORAGE AREA was found near death. The scene showed she was living their (food, garbage and the such) claimed she had been locked in for several weeks. Just happened to be the 3 weeks after she was evicted from her home and she sued and won money from the rental company ***. a lady sues Mcdonalds because the hot coffee spilled on her and burned her (oh my god coffee hot suprise). I carry insurance because when we sit down at the big table the, doc and his lawyer, the hospital and lawyer, I want my lawyer with me. enough said.
  2. Visit  ESRD profile page
    0
    Quote from berry
    ugh what a hijacked thread, like someone said carry if you want. Here is my take if you work long enough in the current climate you will be named in a suit. I work in the with an outstanding group of physicans, nurse, and support staff but has 4 lawsuits pending, why cause people want money the easy way. examples: A lady who was LIVING IN A RENTAL STORAGE AREA was found near death. The scene showed she was living their (food, garbage and the such) claimed she had been locked in for several weeks. Just happened to be the 3 weeks after she was evicted from her home and she sued and won money from the rental company ***. a lady sues Mcdonalds because the hot coffee spilled on her and burned her (oh my god coffee hot suprise). I carry insurance because when we sit down at the big table the, doc and his lawyer, the hospital and lawyer, I want my lawyer with me. enough said.

    IF you research the MacDonald's lawsuit you will find 2 things
    We will never know what the award was
    And MacDonald's had numerous complaints against them for SCALDING coffee


    see www.lectlaw.com/files/cur78.htm

    You forgot to tell us how long you have been in practice.

    ESRD

    Do you realize that you have improved my stance? The money is there in the form of malpractice insurance just waiting to be taken.
    Last edit by ESRD on Feb 19, '04
  3. Visit  CCU NRS profile page
    0
    Quote from ESRD
    IF you research the MacDonald's lawsuit you will find 2 things
    We will never know what the award was
    And MacDonald's had numerous complaints against them for SCALDING coffee


    see www.lectlaw.com/files/cur78.htm

    You forgot to tell us how long you have been in practice.

    ESRD

    Do you realize that you have improved my stance? The money is there in the form of malpractice insurance just waiting to be taken.
    Naw just couldn't let you get the last word in
  4. Visit  ESRD profile page
    0
    Quote from CCU NRS
    Naw just couldn't let you get the last word in

    Oh really????


    www.joshbennett.com



    ESRD
  5. Visit  RNin92 profile page
    0
    Quote from ESRD
    Oh really????


    www.joshbennett.com



    ESRD
    So ESRD...

    I admit it...I couldn't help myself...I went to the website...

    I'm curious though...
    You think that advice from LNC, Nurses with their JD, other educated professionals in your career is unworthy because you doubt their ability to make an informed decision. (??!!??)
    You doubt the advise by insurance providers because their words are tainted by their desire to sell "expensive" policies. ($80 a year...whew)
    Yet you accept the advise of an attorney (man...THEY are trustworthy aren't they?!!?) who clearly wants to sell you his services. And is really saying that insurance is NOT ENOUGH...not don't buy it because it is useless.

    But that's ok...you hve to make the best decision you can given the inforamtion you have.

    As do the rest of us.

  6. Visit  traumaRUs profile page
    0
    One poster states, "when you are sitting in room with hospital lawyers, you want your own lawyer" - that's all it takes for me.
  7. Visit  gwenith profile page
    0
    i am closing this thread for time out and moderators discussion
  8. Visit  Jay-Jay profile page
    0
    Locking thread for a cooling out period. Also posting a reminder re. the TOS...do NOT engage in personal attacks!
  9. Visit  Jay-Jay profile page
    0
    Dang, Gwenith, you beat me to it by about two seconds!!
  10. Visit  NRSKarenRN profile page
    0
    Quote from caroladybelle

    i have carried malpractice insurance, and always will.

    those that do not believe in it, fine for your opinion but i will stick with mine....

    the only people against me carrying my own policy have been facilities that insure their own staff. invariably, if a lawsuit comes up, the facility usually ends up backstabbing the nurses involved so that the facility comes off cleaner. as the malpractice insurance (paid by the facility) lawyers are more concerned about the mds/facility, the nurses get the shaft.

    your own insurance covers you, the facility's covers their butt.

    thank you, but i will take care of me and mine.
    agree 100% with caroladybelle. have carried malpractice insurance for 25yrs.

    i carry home owners and auto insurance about $2,000.00 for hubby and i.
    also, have health insurance. why not also carry nursing malpractice insurance for about $80-$120.00/yr.

    i was sued without merit by an automobile owner, went to deposition and my factual evidence got case thrown out--never went to trial. never paid more for the 6 hrs of attorney time provided by insurance company.

    peace of mind to have someone protecting my interests.
    Last edit by NRSKarenRN on Feb 22, '04
  11. Visit  gwenith profile page
    0
    I have said this before and will again - we do NOT have the level of litigation that you do but we have malpractice insurance - in fact we have it through our union. It is legal insurance that covers all nursing related issues including workplace disagreements.
  12. Visit  Jay-Jay profile page
    0
    BTW, most of you will be happy to know that a certain poster has been banned from the site. The moderators have reopened this thread, and we now return you to our regularly scheduled, troll-free [hopefully!] discussion!

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