I am excited that I have been accepted to Bellarmine ABSN program for this May, but trying to temper my enthusiasm a bit due to financial considerations. I filled out the FAFSA and my EFC was said to be around $12,000! First of all, there is no way we could afford this. I have not been working the past few years, but instead have been staying home with two young children. The economic condiditons have also greatly deteriorated in my former professional field, also leaving me with no job. Not only can we not contribute much to the tuition, but I am close to the lifetime max on student loans, unfortunately. Although my husband and I have decent credit, I am worried that private loans are probably freezing up right now (not that I am excited about more debt). I will apply for hospital scholarships but I'm sure that even if I get one, it will only cover a small fraction of the cost. Has anyone paid for this program, and how did you do it?
In case some would suggest that I apply to other programs, I would have to wait so long that the opportunity cost might be too high. In normal conditions, I could work for a year or two while completing prereq's for other schools, but I have applied for many jobs in my former field and have gotten nowhere over the past year. Moving is also not an option right now.
I feel like I am getting an incredible opportunity and would hate to pass it up. I actually worked a long time ago while in college as ER Tech as a pre-med student but regretfully, got a degree in a different field (wished I had applied to nursing school instead). As a matter of fact, I have also applied for those kind of jobs too, but gotten no response. I don't know if finishing the CNA this month will help.
Thanks
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