Need $$$

  1. I need help for those of you who have found ways to get money from the government, hospital, companies, sugar daddies (just being humorous) to finance your nursing degree. I know that this has come up in the past, however, I have not seen any posting from the creative borrowers.

    Here are my issues:
    My EFC is less than $900 -> Don't got no money
    I already have a degree -> Can not receive federal money or don't qualify for a lot of scholarship because I am not a high school student, etc, etc
    Don't have any savings left -> Need $
    Due to several layoffs & no sugar daddy to care of me -> Credit problems
    Private University -> $$$$$
    Will not complete pre-reqs until August -> Will not meet the federal government loan/work repayment deadline of July

    HELP! Any ideas!! You can email me at princess_cj60@yahoo.com if you don't want to reply on here!

    Cynthia
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  2. 10 Comments

  3. by   manna
    Do you have to attend a private university - are there any cheaper schools available?

    You say you've been laid off - what about something like WIA? (check with your job training/unemployment office about that)

    There are alot of scholarships out there that aren't just for high school students, it just requires some research. A lot of hospitals out there will pay your tuition/fees (scholarship) in exchange for a work commitment.

    Good luck!
  4. by   NurseDiva04
    WIA will not pay for private schools. Schools here in Ga have a waiting list, therefore, I am trying to attend a 1 yr program accelerated, so I can start making some money! I have been doing researching scholarship since the summer and have been speaking with hospital recruiters. A lot of fine print states that if you must not have a previous degree. Well, I have a couple, including a master. There is one children's network that will pay 60%. I don't know if I want to go into peds. I may have to. Also, I have to live & eat as well.

    I will come up with a way! The Lord & I always do!!!
  5. by   manna
    Sorry I don't really have any more suggestions... do you have a job now?

    Best of luck...
  6. by   angelac1978
    even if you have a Bachelors you still qualify for loans. My husband and I both get student loans and we both have B.S.'s. Check w/ your school's fin aid dept. If they participate in Title IV aid, you should be able to get loans, especially with your EFC being so low. (our EFC is twice that and we have no problem getting our loans) Good luck

    A
  7. by   275Main
    Financial aid should cover you. It does not matter if you have another degree or not. Most likely it will be in the form of federal loans, and with the high cost of private schools you should definitly receive some aid. Talk with financial aid at the school.
  8. by   CarVsTree
    WIA will not pay for private schools. Schools here in Ga have a waiting list, therefore, I am trying to attend a 1 yr program accelerated, so I can start making some money! I have been doing researching scholarship since the summer and have been speaking with hospital recruiters.
    If you're short on $$$ why not take pre-reqs at local public college and then apply to the nursing program where you need to go.
  9. by   wonderbee
    Yes. One of my fellow students has his baccelaureate but, because of funding and having to raise a son as a single dad, is doing the ADN program. He got accepted with only haven taken the prereqs A&PI, chemistry and Human Growth and Development. In a way, it's an accelerated ADN. The rest of us had to complete the prereqs and the coreqs before admission. He's finding it quite a challenge. Or, as was previously posted, take the prereqs at the cc at your own pace and transfer over.
    Last edit by wonderbee on Feb 26, '04
  10. by   kahumai
    In the state of Illinois, you are condsidered a "independent" student once you are:
    24 years old
    Married
    Have children
    Are a veteren
    I meet none of these criteria, but have lived on my own away from the financial support of parents since the age of 18. I had to create a portfolio with documentation proving that I have supported myself the entire time. Now, they consider me a "special circumstance" and I was able to ditch "dependent" status and be considered "independent" so that they now only look at my income, which at this point is nonexistent. I also attend a private university, and whatever wasn't covered by scholarships and grants I put on loans that I'll pay back when I graduate. I don't know how old you are or what the rules are for your state, but maybe something like that might work for you, too.

    Just remember; I know it's hard to take out thousands of dollars in loans to pay for school, but isn't an investment in yourself worth it to become a nurse?
    Hope it helps! Good Luck! :spin:
  11. by   colleen10
    Do you have any previous loans from your first Degree?

    I am currently in nursing school at a Community College and allready have a BS from a State School. I have Student Loans (Federal Stafford) from my first degree and had no problem taking out more money as a school loan through the Federal Stafford Loan Program again for my nursing classes.

    there may be various stipulations d/t you going to a private school or if you have had credit problems or currently have loans in deferrment but it is worth looking into. Try doing a search for Federal Stafford Loan. I filled out my application on line and submitted it via email. It was pretty easy.

    You are probably no longer eligible for a Federal Pell grant because you allready have a degree.
  12. by   Nemrac
    Quote from NurseDiva04
    WIA will not pay for private schools. Schools here in Ga have a waiting list, therefore, I am trying to attend a 1 yr program accelerated, so I can start making some money! I have been doing researching scholarship since the summer and have been speaking with hospital recruiters. A lot of fine print states that if you must not have a previous degree. Well, I have a couple, including a master. There is one children's network that will pay 60%. I don't know if I want to go into peds. I may have to. Also, I have to live & eat as well.

    I will come up with a way! The Lord & I always do!!!
    WIA will pay for private schools. The qualifying criteria are as follows:

    1. Training has to be completed within 2 years or less.
    2. Training cannot exceed 5,000.00 -Unless you were laid off due to NAFTA/TAA (which means you were laid off because your company has moved to another country like Mexico or Canada). With Nafta/TAA there are no funding caps.
    3. The training has to be for a in demand career-something that Nursing DEFINATLEY IS.
    4. Wia is targeted towards low income and there are income limits- they have to look at your previous 6 months of income.....unless you were laid off- In that situation you are what is considered to be a dislocated worker and guess what...You previous income does not count !!!
    4. It has to be with a state approved provider. Here in Utah we have many many private schools on the approved provider list.
    5. If the amount of tuition exceeds the 5000 (which in the private school area it usualy does) you have to provide documentation which will verify how you will pay for the remainder of the education; eg-school loans

    I would encourage you to go down to your local employment/workforce services office and apply. It cant hurt and the worst thing that can happen is it will be declined. Needless to say you wont know until you apply so get cracking....

    PS....I am a welfare and WIA case manager with the state of Utah-thats why I'm pretty familiar with the subject

    PPS....Even though you were denied a PEll grant ( I was too) you can still take out a student loan (like me)-both subsidized and unsubsidized. Even though you already have a degree As long as you are going to school in a different degree field it should not have an adverse affect on your request for a loan. Go talk to someone at your school's financial aid office and they will fill you in.

    you can also go here.....
    http://www.fafsa.ed.gov/
    Last edit by Nemrac on Feb 26, '04

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