Malpractice Insurance/Health Insurance

Ok I'll be starting an accelerated BA-BSN program this August and I've heard mixed things about malpractice insurance. I've heard that as students we are covered under the hospital plan, but I've also heard that we should still carry the insurance. Does anyone have any advice on this issue? Also...I'm required by my school to carry health insurance but haven't had to find my own insurance in the history of the game. Any ideas on good websites to find good insurance that doesn't cost and arm and a leg?? (I've already reserved those to pay for school--hahaha!!)

I thought we were covered under the liability insurance we purchase as part of our tuition. Apparently not so. The mandatory insurance we purchase through the school covers the school from liability. Unless you have a copy of a policy in hand that has your name on it, YOU personally are not covered. In case of a lawsuit, every person whose name appears on a chart will be brought into a lawsuit. You don't have to do anything wrong to be joined in a lawsuit.

The NSA has liability insurance for something like $20 that gives excellent coverage. I will be purchasing that insurance before the end of the week. It would also be useful to have because I work as a tech. Do not assume that the school's lawyers are going to be looking out for you personally if there is a lawsuit.

I would check with clinical instructor. Ours told us that as students we were covered under her license and the school's insurance. Therefore if something goes wrong - it is her butt.

Don't be fooled into thinking that as nursing students we can't be sued. We can and there are several examples of cases where nursing students were sued for malpractice and lost.