Is tuition too much?

  1. Hi,
    I just wanted to know if I'm the only that will owe alot of money when I will finally finish school?
    I don't want to sound in any way all about money but I wanted to know if a nursing degree is worth it? I'm going the BSN route and by the time I finish school I'll owe soo much I won't be able to breath. My school is private all the community colleges in my area are jammed packed and have waiting list for 2 years at least. I mean not having any money during school is bad as it is. (specially when you have kids). I realize I won't be winning the lottery but I really want to be a nurse.
    Maybe I'm just having the new school year jitters...
    Am I the only one in this situation?
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  2. 17 Comments

  3. by   studentdeb
    I can understand how you are feeling. I am due to begin nursing courses next month and I do not qualify for financial aid except for student loans. I will have to quit my job and I am very nervous about it. I also two kids and am worried about everything wondering if I doing the right thing.

    I'm sure this is just normal feelings, I hope.

    Try to hang in there.

    Debi
  4. by   ashemson
    You are definitely not the only one. I am married, 3 kids, and just going back to school. I also quit my job, mostly because of daycare costs and of couse the day classes. I get financial aid, but I also took out a loan just to have expense money throughout the school year. It really freaks me out to think of the loans after I get out of school, but I think it will be worth it. I could either send my kids to daycare and go to a 9-5 job I HATE, or spend some time in school, and finally get a job that I LOVE! Doesn't sound so bad when you think of it that way!
  5. by   Love-A-Nurse
    although i understand your concern, i prayfully will not have to take out any loans.
  6. by   Debbie5
    Nursing 101, Have you checked into scholarships that might be available through the nursing school? I know that the nursing schools in our area will bend over backwards to help people who are really serious. Sometimes you can appeal the decisions made by the school regarding financial aid. I would keep digging until you have exhausted every lead. That's what I had to do and my education is more than paid for.
  7. by   live4today
    Check out www.fastweb.com

    It's a site for those looking for scholarships. Hope this helps, and good luck to you in school. :kiss
  8. by   Beach_RN
    Nursing 101, check your local hospitals...... I just received a nursing scholarhship from them.. they are paying for this year, tutition and books! It's worth checking them out...... Good Luck!
  9. by   subec
    I also will owe a lot when I am done with school----to the tune of over $20,000.

    But, since this is my second career, I don't really have a choice. I guess we just do what we have to do, to get to where we want to get.
  10. by   fnimat1
    I totally understand where you are coming from. I am ineligible of receiving financial aid, mainly because I defaulted a student loan that I took out when I went to college after H.S..... I don't know why I didn't listen to my parents. They told me NOT TO GET A STUDENT LOAN!!....but did I listen Nooooo.....I had to be hardheaded. I never thought that I wouldn't finish college as planned, didn't happen. I got married and had a baby....and unfortunately I wasn't able to make my payments which put me into default. So here I am 11 yrs. after H.S. and I'm paying my tuition out of pocket. Which most of you know is extremely hard. Luckily my school has a tuition plan. My tuition is divided into 3 payments. My first payment has to be made within 24 hrs. of regisitering or else my registration will be cancelled!!!!...Talk about serious....lol.....My next payment isn't due until October...which is great...then the final one is due in November. So hopefully it shouldn't be too bad. The big cost is going to be my books....which are going to be a MINIMUM of $600.... . Of course I have buy uniforms...and being that I'm pregnant, the maternity uniforms are $5 - $15 dollars more than the regular uniforms... .



    Fatima
    "FutureR.N."
  11. by   sbic56
    I got my ADN at a community college where the courses were $65 per credit hour. On the other hand, my friend paid $140 per credit hour for her BSN at a more prestigious private college. (The success rate on passing boards is higher at the community college.) I wonder if you might be able to get some of the prereqs done at the community college while you wait for an opeing in their nursing program? You could get your ADN there then get the BSN in a variety of ways from online programs to one of the higher priced colleges for just the BS part of the degree that you can't get at the community college. Are you working in healthcare now? Many facilities have a tuition reimbursement plan that pays for at least a portion of your tuition. Sometimes you have to sign an agreement to stay there for a year or two as a nurse.
  12. by   RNConnieF
    PA has a loan forgivness program in place for nurses. They will repay up to $50,000.00 in federal student loans if you graduate after 5/2001 and agree to work full time as a RN in PA for three years. I'm borrowing every penny of the over $17,000.00 a year I need for the last 2 years of my BSN.
  13. by   hobbes
    I just don't see the benefit of paying a premium for a nursing school education if you have the choice. Assuming two colleges are both accredited why do into massive amounts of debt if you don't have to. From what I understand, once you graduate your not going to be making anymore than anyone else by virtue of what school you went to. For example, here in Atlanta there are several nursing programs. I chose Georgia State Univesity primarily because is affordable - $130/credit hour. On the other hand, Emory University which is closer to where I live costs ~12,000 per semester or ~1000/credit hour. How can anyone justify paying that amount I don't know - unless someone else is footing the bill.
  14. by   hobbes
    Originally posted by RNConnieF
    PA has a loan forgivness program in place for nurses. They will repay up to $50,000.00 in federal student loans if you graduate after 5/2001 and agree to work full time as a RN in PA for three years. I'm borrowing every penny of the over $17,000.00 a year I need for the last 2 years of my BSN.
    Now I could get with a program like that!

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