I can understand how you feel about returning to school. About 3 years ago, I was also a SAHM with two children, no college degree, and had previously worked as a secretary and waitress. I wasn't at all sure I had it in me to go back to school and make it. But, then my husband decided to "go through a mid-life crisis", if you know what I mean, and left us behind. After about 2 months of total self-pity, I picked myself up by the bootstraps and enrolled in my local junior college to take the prerequisites for the nursing program
. I found not only did I have what it takes for school, but also what it takes to reach my goals! I am about to start semester 3 of 5 in a BSN program, and will make it.
Fortunately, my husband and I were able to work out our differences
, and now we are back together. I am fortunate that he makes enough to pay the bills and my tuition (I know I am REALLY lucky on this one!). It is not easy, but it will be worth it in the long run. A friend of mine has taken out student loans for her schooling, which are not payable until after she graduates. I agree with the previous posters - make an appointment with financial aid. There are many programs available. Just don't get too freaked - it will happen, and you sound like you have the determination to do it. I have proven to myself (which, after all, is the only one that counts!) that I can do what my minds sets itself to, and it sounds like you do, too. If I can return to school at 34 (I'm 36 now - yikes!), you can too.
Just hang in there, and trust in yourself that it will happen. You will love nursing school, though it takes a strong will and determination. Your children will respect you even more for going back to school to meet your goals. You will set an excellent example for them. Email me any time you would like some further encouragement. You can never get enough!