Survey: Do you carry medical malpractice insurance?

I won't be snippy, and say that I don't practice medicine. My union membership includes a 3 million pounds indemnity insurance.

I for one would not practice nursing without carrying malpractice insurance. I have worked as a nurse for 11 years and have carried it since I graduated. Twice now I was involved in a suit (thank goodness both were dropped!) It is just a extra plus to know that if the hospital I work for doesn't cover me, I at least do myself... it is money well spent.

I do not. But then I don't have anything worth suing for. The only insurance I carry is auto, which is required by law.

Yes, always have, always will.

Nice try Brian. I believe all professionals should carry liability insurance, it draws the needed line between blue and white collar work. Not attempting to sound elitist, but it is each of our duty to protect ourselves, our practice, and our public. I have a question to anyone who can help. A doctor I work with is also an attorney. He agrues that nurses should not carry insurance do to lawsuits and those nurses being sought out for compensation. He believes that only "bad nurses" should carry insurance!! Aside from his paternalistic assumptions, what do you think and can you advise nurses who are insured or looking into liability insurance?

I have considered insurance and have discussed it w/my nurse educator at work. He stated that it was my decision, however, stressed that "Lawyers GO FOR THE DEEPEST POCKETS".

I may change my mind in the future.
Anne

I carry it just because I figure it's too cheap NOT to carry. I've heard that same argument that nurses who carry liability are more likely to be sued, etc. I figure if no one knows I carry it, then my risk is not increased. I just don't trust the hospital to "cover" me. If they don't care enough to pay nurses adequately, then why would the care about protecting ONE nurse??

I carry liability insurance. It gives me peace of mind. Our career is filled with so many risks. I hope that I never have to use it.