Re: Malpractice insurance
There are quite a few older threads here that discuss the pros and (perceived) cons of carrying your own liability coverage. If you use the "search" function (upper right hand corner of the screen) to find them, you will find lots of information.
I am one of those RNs who would never consider working a day without my own coverage. My father, a physician, advised me back when I was in nursing school (in the Dark Ages

) to never depend on an employer to look out for my interests and to always carry my own liability insurance, and everything I've seen over the years in my career has just reinforced what good advice that was.
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