Re: Health Care: The Ticking Time Bomb
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Please excuse my teacher's penchant for correction of spelling and whatever else strikes my needs, as well as writing my thoughts into your work.
So,
what do lawyers have to with the cost of health care in America? Well, there is the cost of malpractice insurance which every doctor and hospital must purchase unless they want to be left bare-naked in the event of losing a law suit. The
cost of their malpractice insurance
premiums they pay to their insurance companies is
passed onto the public whenever they need medical care.
Yes, malpractise insurance premiums' cost certainly is passed on to patients, their insurance companies covering them through ever rising premiums; and dictates whether the cost of insuring employees makes it unfeasible to continue their employment. It is also "double dipping", because as a cost of business, the amount of the premium can be deducted from doctors' income taxes! Lawyers' fees for defending doctors can be deducted from their income taxes, too....... However, the awards to patients when malpractice has been proven, may not be entirely tax deductible; and that makes that doctors' premium for that insurance go up exponentially, which doesn't seem to curb some doctors' habitual vulnerability for lawsuits, which usually result from (a) having malpractise insurance, and (b) having lousy relationships/communication skills with patients, for which patients get to pay more........
Have you ever looked at your bill after having received medical care at your doctor's office or hospital stay? You will see how much the doctor and/or hospital would like to charge and how much the insurance company will actually pay them? What's that all about? Do doctor's and hospitals jack up their bill with the hope they might at least get something close to what it cost them to perform the services rendered?
Doctors' fees don't reflect cost of service only, as they are so inflated to offset the possibility of being sued; and patients will usually feel guilty when they see the gap between what the doctor charged, and what insurance ompanies and Medicare will pay in that geographical area, for a particular task/procedure (the going rate as estimated by hacks).
And if they don’t get what they need from the patient’s health insurance provider, how do they make up the difference? Answer: they write it off as a tax deduction!
Yes, it's called a "business loss"! So don't feel so bad for the docs.......
.........everyone who has health care insurance is paying for the rising cost of health care via their ever-rising health insurance premiums.
(if you're lucky enough to retain your employment and pay them, after having any consequential illness) And, even if you do not have health insurance, you are paying ever-rising taxes which include the money the government is trying to recoup because everyone, not just doctors and hospitals, but everyone who makes big money is always writing something off as a loss and deducting it from their income taxes.
And it is well known that the richer the tax payer, the less income tax they pay, due to their ability to afford tax shelters.........
And who is allowing all of this to happen? Answer: basically one could say
we (and the government) are all at fault, but let’s face it, the politicians in this country write the laws which affect the delivery of health care to the public. And one has to ask, “What is the background of these politicians who have so much oversight over our lives and our health?” Answer: lawyers! And every time I read about some Washington politician’s background, the majority of them were lawyers before entering politics!
That's due to their ability to stay awake when reading laws, which most people (and most politicians) find deadly dull...... They also can word bills in such a way that no one in political office can be sued after the bill is passed, for the ill effect it could have.
.....Even though advances in medical technology,
computers and billing resources and the cost of taking care of the underinsured, such as illegal aliens and those living in poverty, have had an effect on the rising cost of health care, should we ignore the role that lawyers have played in making health care more expensive?
Only if successful prosecution for malpractise causes doctors' incomes to plummet, making them practically fair......
....... we all have a responsibility to control the cost of health care too. How many of us use tobacco, alcohol and drugs
without going to programs that have been proven to curb addictions?
How many of us are overweight and have not made any non-surgical attempts to control our weight?
Not many obese people have never gone on a diet. However most weight loss incurred by dieting, causes more weight to be gained afterward. Unless behavior modification and portion correction is included in a diet, it will fail. Our socialization revolves around meals, which deters weight loss, as unconscious eating takes place during social occasions. What about the responsibility of the schools to teach children to not smoke, not use drugs and to live a healthy life style?
All High Schools have those programs, or they would be out of compliance with funding requirements. Would it not be generally agreed upon that wellness and happiness are one
and the same? So, what’s our problem?
I'd change wellness to well being here, as health promotes that, as does well being promote health.
The answer to that question is probably so complex it would take a lot of writing to answer it. But the skinny answer is that we live in a culture that encourages self-gratification over self-discipline. That’s why we have so many people who show up at the doctor’s office or the emergency room when they could have reduced their health risk by living a more healthy life style.
Like preventing illness through regular checkups (a regime of the past, since "health" insurance companies pay only for illness being treated), maintaining immunization and low cholesterol and close monitoring of prediabetic patients and those with sufficient stress that they are at risk for mental illness. What is the responsibility of schools to teach acceptance of mental illness, so that those so afflicted will seek care for that without exposure to the adult version of school childrens' heckling, which is unemployment caused by weirdness.
But in lieu of our culture’s ability to infuse us to be health nuts,
have the knowledge and coaching by professionals to eat for health; and taking only those supplements that are approved for specific individuals, rather than the token vitamin pill(s). We have developed a very expensive health care system that gives us lots of
very expensive drugs
we can't afford, then requiring exotic surgeries to fix us up when we fall apart
due to lack of medication earlier, overwork, sleep deprivation, and unhealthy eating because our doctors were subjected to a punishing schedule and view such lifestyles as normal! And if, in the process of fixing us up, a doctor or hospital makes a mistake and harms us, we get a lawyer and go to court and hope to win a legal lottery-sized award from the judge.
Usually it's juries that determine the monetary awards, since they're selected on the basis of low intelligence, making them not doctors or most patients' peers
And believe me, your lawyer will also hope you win the gold at the end of the rainbow too, because he is going to reap in a very large percentage of that award
if hourly charges haven't been chosen for their compensation. But what about pro bono cases, because, gosh, lawyers are nice people too, right? Let’s be sensible, if lawyers spent any significant amount of time on pro bono cases, they would never make enough money to buy those really nice suits,
huge homes, expensive vacations, token wives, childrens college fees and those incredible cars they drive!
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So many of us think doctors wouldn't function better if they made less money, which is nonsense! Doctors with altruism driving their choice to attend medical school, are motivated to achieve satisfaction from their patients' achievement of health through their doctors' efforts to apply known and whatever "unproven" methods which can be used safely. Since their job satisfaction is in the patients' healthy outcomes, they spend more time with them and use their charming personalities rather than false ego enhancing postures.
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