Quote from dudette10
... being offered insurance, waiving the option, buying private insurance, then using the premium tax credit will be a paperwork nightmare for employers...
Don't get what the big deal would be.
Everywhere I've worked, if you choose not
to buy the insurance, you're required to sign the declination paragraph on the form, which is then maintained in your HR file.
Believe this the general requirement... at least for all larger US employers.
Similarly, proof of all employee covered licenses, training, etc. is also required to be kept per applicable laws.