Understanding Nurse Liability report - page 2

I receive these very interesting updates periodically and thought they might be of good general interest, to contribute to the recurrent "losing my license!!" and "should I have malpractice... Read More

  1. Visit  somenurse profile page
    0
    Quote from traumaRUs
    Not true at all. First, the hospital or practices malpractice must pony up the money for a claim. It is only if it goes over a certain amt (Usually set by the state) that your malpractice would kick in. This is YOUR protection - your employer is NOT going to go to the BON with you if you have a complaint, they are not into protecting YOU once the malpractice claim is settled. If any money is paid on your behalf, the BON gets a notification and your license is then subject to discipline. Your employers malpractice insurance stops once their portion of the suit is settled. They are not going to give a hoot what the BON does or does not do to your license.

    Does having malpractice insurance actually help one deal with BON? What, they talk to the BON on your behalf,
    or what role would an insurance company play in that situation? Or, the insurance company would pay for a lawyer to talk to the BON,
    or how does that work?
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  3. Visit  GrnTea profile page
    3
    Quote from Jean Marie46514
    Does having malpractice insurance actually help one deal with BON? What, they talk to the BON on your behalf,
    or what role would an insurance company play in that situation? Or, the insurance company would pay for a lawyer to talk to the BON,
    or how does that work?

    Yes, your malpractice coverage will provide you with an attorney-- as part of your coverage, you don't pay the attorney separately yourself. The malpractice insurance company pays for the attorney, and they get attorneys who specialize in whatever the issue is-- defending a license, defending you against a malpractice suit, whatever. Read the policy before you buy, and TALK to the person who's offering it. You'll be pleasantly surprised, I can tell.
    JustBeachyNurse, Altra, and somenurse like this.
  4. Visit  danielle5454 profile page
    0
    Malpractice cases are very much common nowadays, which is why we really have to be extra careful with our practice! It's very complicated and traumatic to be involved in these cases I think..
  5. Visit  FlorenceNtheMachine profile page
    1
    Thank you for posting this info. I bought my insurance the day I received my license.
    GrnTea likes this.


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