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Personal Malpractice Insurance



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Aug 18, 2007 09:15 AM

Personal Malpractice Insurance

by ProvRN

Hello! I am a fairly new nurse, with a year of experience. It is time for me to renew the personal malpractice insurance I purchased last year as a new grad. I was wondering whether people feel that an RN should carry her own policy, if the hospital provides coverage?

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13 Comments
No. 1
from traumaRUs
Old Aug 18, 2007, 09:29 AM

Default Re: Personal Malpractice Insurance
Yes indeed. Your malpractice insurance protects YOU, the hospital's malpractice insurance protects THEM!
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1 Reader Gave Kudos
 
No. 2
from rita359
Old Aug 18, 2007, 09:49 AM

Default Re: Personal Malpractice Insurance
Definitely have your own insurance. Its relatively cheap. Well worth the money for the peace of mind.
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No. 3
from AprilRNhere
Old Aug 18, 2007, 01:28 PM

Default Re: Personal Malpractice Insurance
Another new nurse.....where do you get your ins through? Do you contact your local ins company...or is there a good online nursing ins? THanks!
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No. 4
from ProvRN
Old Aug 18, 2007, 01:58 PM

Default Re: Personal Malpractice Insurance
hey. i get it through NSO, there is a website. It's a national organization. You can google it.
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No. 5
from traumaRUs
Old Aug 18, 2007, 02:09 PM

Default Re: Personal Malpractice Insurance
I use NSO....
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No. 6
from SuesquatchRN
Old Aug 18, 2007, 05:55 PM

Default Re: Personal Malpractice Insurance
www.nso.com

Buy it today. If the hospital ever goes after you you'll need it. And don't think it can't happen. It can, even if you haven't done anything worng, if they need a scapegoat. I speak from experience.
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No. 7
from suanna
Old Aug 19, 2007, 12:00 AM

Default Re: Personal Malpractice Insurance
I get mine through my homeowners policy-as "Professional Liability Rider". Prob not as comprehensive as independant malpractice co. but very low cost.
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No. 8
from rita359
Old Aug 20, 2007, 07:37 AM

Default Re: Personal Malpractice Insurance
Got mine from a local insurance agent. It is through Granite state insurance company. email at info@cmfgroup.com
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No. 9
from NRSKarenRN
Old Aug 20, 2007, 08:24 AM

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