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  1. Oct 8, '07 by alison99
    I am starting as a new grad in the ED of a brand new hospital in CA. The hospital opens on November 7th. I have been reading about malpractice insurance on some of these threads and am wondering if I need it, and if I do, how do I get it? I would think the hospital would provide that, but from what I am hearing on here they don't. Any help would be appreciated...thanks.

  2. 8 Comments so far...

  3. Oct 8, '07 by underpaidrn
    Congrats on the new job. Always have your own malpractice insurance. Usually there are ads in any of the nursing magazines. I am not going to give a preference of one over another. They all pretty much offer the same thing. Cover yourself because if there is ever a law suit against the hospital and you are named, I can guarantee you will be swinging in the breeze. They are looking out for themselves and you are an expendable commodity. Good luck.
  4. Oct 8, '07 by cmo421
    You r covered under the umbrella of the hospital in which u work. Most agree that have some personnel malpractice is a good idea. The odds of someone coming after u personnally and not involving the facility u work at is small,but not small enough that u should feel safe. It is relatively inexpensive even if u r advance practice.
  5. Oct 8, '07 by Emmanuel Goldstein
    Quote from alison99
    I am starting as a new grad in the ED of a brand new hospital in CA. The hospital opens on November 7th. I have been reading about malpractice insurance on some of these threads and am wondering if I need it, and if I do, how do I get it? I would think the hospital would provide that, but from what I am hearing on here they don't. Any help would be appreciated...thanks.
    I just entered your info (California and recent grad, full-time and max coverage) on NSO website... $45 for the first year--- new grad discount

    https://www.nso.com/quick_quote2/index.php?
  6. Oct 8, '07 by teeituptom
    I dont believe in malpractice insurance.

    I do have a policy that guarantees that I have my own legal protection
  7. Oct 8, '07 by HM2VikingRN
    Don't leave home without it.......
  8. Oct 8, '07 by SuesquatchRN
    Get it. The hospital is out to protect the hospital, not you, and will toss you to the wolves in a heartbeat to save itself.
    lindarn, MzMouse, ebear, and 4 others like this.
  9. Oct 8, '07 by MzMouse
    In this day and age I believe every nurse should have his or her own policy for protection. It's just the society we live in, unfortunately. It's a small price to pay for someone on your side if the unthinkable happens.
  10. Oct 8, '07 by ann945n
    Get it! No one but your insurance will be your friend when the poo hits the fan!
    www.nso.com
    lindarn and SuesquatchRN like this.