Malpractice Insurance

  1. Just a little poll to satisfy my curiosity.

    Do you carry Malpractice Insurance?
    If so, Why?
    What is your specialty, how long in this specialty and if you do not carry why not.

    Just a question for all to ponder.

    I don't carry and never felt I needed to
    just so you all know.
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  2. 7 Comments

  3. by   cmggriff
    shodobe,
    Yes, I carry malpractice insurance.
    Why? To cover my assets.
    I work ER and ICU.
  4. by   Future LPN Sheryl
    I'm not a nurse yet, but when I am. I WILL carry insurance. Why? For my protection. I don't drive without insurance and I wouldn't practice nursing without it. Hopefully I never have to "Use" it, but I believe every nurse should have it. People are always looking for a reason to sue someone.

    ------------------
    Sheryl
  5. by   Genista
    Yes, I carry malpractice insurance. I carry it for the same reason I carry it for my home, car, etc."just in case." I have had coworkers tell me they do not carry malpractice, "because the hospital policy will cover me." I think they must be crazy. Do you really think your employer will defend you if a case goes to court? I'm not taking that chance. I work med/tele.
  6. by   Rileycat
    I am due to graduate this May. I do plan on getting my own malpractice insurance when I start working as a Registered Nurse. I have heard of circumstances in which hospials lose a lawsuit...and then countersue the nurse involved in the case. This circumstances may or may not exist, but I am not willing to take a chance.

    My question is this: Many companies offer malpractice insurance. What are the names of some reputable companies that deal with malpractice insurance? I live in a subarb of Chicago, IL. Any help would be appreciated.
  7. by   RNed
    Yes, I carry malpractice insurance. I figure it can't hurt, might help. I do not believe the hospital represents my best interest.

    However, I tell know one, I carry the insurance. Again, I figure it can't hurt, might help.

    Work in CCU/ICU
  8. by   Q.
    Yes I carry malpractice insurance. I work in Labor and Delivery, and I carry it to protect my assets.
  9. by   willie2001
    Yes, I carry my own malpractice insurance. It's the prudent thing to do in this day and age. I work ICU and Med/surg.

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