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LTC and malpractice insurance



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Jul 04, 2009 08:04 AM

LTC and malpractice insurance

by Jennrog Platinum Member

I graduated as a LVN and passed the NCLEX about 3 years ago. I went back to finish my pre-reqs and I just got my first job. I work in LTC as a treatment nurse. I was wondering if I should carry personal malpractice insurance. I have been reading a couple of articles about being sued and it made me start thinking... For all of the LTC nurses out here in Allnurses.com land, how many of you have insurance?

Jen

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8 Comments
No. 1
from anonymurse
Old Jul 04, 2009, 08:35 AM

Default Re: LTC and malpractice insurance
For < $100 year, just do it!
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No. 2
from seablitz.llc
Old Jul 04, 2009, 10:51 AM

Default Re: LTC and malpractice insurance
All nurses (RNs and LPNs) must carry their own malpractice insurance. While hospitals carry a malpractice insurance, at the end of the day; it is you who are responsible for your own practice. Carrying a malpractice insurance is a personal risk management approach. I think CNA is the most common agency being used by nurses to purchase liability insurance coverage. Do not hesistate.
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No. 3
from sirI
Old Jul 04, 2009, 11:21 AM

Default Re: LTC and malpractice insurance
Definitely. You are wise to consider this.

I use, as do most here at allnurses.com, www.nso.com. You can get free online quotes.

Please see the following blog entries for additional information:

Should I Carry Malpractice (Liability) Insurance?



Litigious Areas of Nursing and the Nurse's Liability
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No. 4
from caliotter3
Old Jul 04, 2009, 11:48 AM

Default Re: LTC and malpractice insurance
I've carried malpractice insurance since it was required while I was in school. When I got sued, I was glad I had it. Like they say, better to have it and not need it, than to need it and not have it.
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No. 5
from Jen_the_RN2009
Old Jul 04, 2009, 12:34 PM

Default Re: LTC and malpractice insurance
I just graduated in May, got hired and started work a couple of weeks ago, and bought coverage 2 days ago through NSO.
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No. 6
from kcochrane
Old Jul 04, 2009, 01:58 PM

Default Re: LTC and malpractice insurance
I have it and would not work without it. Nurses are starting to become real popular targets for lawyers these days..especially related to care in LTC facilities.
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No. 7
from Jennrog
Old Jul 04, 2009, 02:11 PM

Default Re: LTC and malpractice insurance
Thank you all and I will call before I go to work next week!

Jennifer
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No. 8
from Jennrog
Old Jul 04, 2009, 02:21 PM

Default Re: LTC and malpractice insurance
Applied online. Quick, easy and low cost for piece of mind!

Jenn
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