Hello all! I have finally gotten all of my loan paperwork and payment stuff in the mail, and I am looking to consolidate my loans now, but there are so many different people offering consolidation out there, I don't know who to go with. Has anyone on here used someone reputable to consolidate their student loans? There are so many people that send me stuff in the mail, I don't know who is a good company and who isn't. Any insight is apprecieated! Thanks!!