I am going to start my actual nursing classes in September 2006, and my husband is freaking out (to put it mildly). He knew this was coming, and now that I have been able to find out what semester for sure, he is in a panic about money.
We have been working hard to pay things off before then, because we are anticipating that I am either not going to be able to work or only work reduced hours, but we will still have car payments, mortgage, etc. and not all our other debt will be paid off.
Were any of you able to creatively finance the gap in pay while in school? I am willing to go to school part time and work full time if needed or vice versa, but we both agree the sooner I can get done and bring more income in the better. I plan on getting a Stafford Loan and any other aid the school can offer, but we are afraid that it still won't be enough to keep us afloat.
He already works 2 jobs, while I work full time and also attend classes. We also have a 13 year old that someone needs to be keeping an eye on.
There is not much more we can cut down on, the only luxury items we have are basic cable and DSL for the internet (mostly because I need that for school). Everything else goes to pay down debt. Any ideas?
Thanks for any advice!