Quote from cursedandblessed
however, i don't want to be stuck under a system that does not allow me treatment when i need it, and by the doctor of my choice. i do not want employers thinking that just because there is a government option, they no longer need to cover their employees. that is my biggest fear in government healthcare. just because the government states that nothing will change, does not mean that the employer's won't see this as an opportunity to save money.
in my experience, it's the private insurance companies who limit treatment and choice of physicians.
we are the only country that links insurance coverage to employment, and it makes no sense
. i think one of the best things we could do (short of going to a true, universal, single-payer system) would be to break the tie between insurance and employment. a lot of people are unaware of the history -- employers first started offering health insurance to employees during ww ii, when wage freezes were in put in place by the government and employers were looking for other ways to attract good employees, other enticements they could offer besides more money. that made sense, i guess, at the time, but we've been stuck with this system ever since and it's a dumb system
, imho. especially in this current economy -- when so many people are getting laid off from their jobs, not only do they suffer the economic blow of losing the income
, but they also lose their health insurance
at the same time!
plus, speaking of "choice" -- as it stands now, we're at the mercy of our employers and whether they choose to offer good insurance or sucky insurance. i currently work prn at an inpatient psych facility -- and, as a prn rn, i don't have benefits, so it doesn't affect me -- but a frequent topic of discussion at work is how ironic and frustrating it is that our big-healthcare-"system" employer apparently feels that mental health treatment is important and worthwhile enough to operate a "full service" inpatient/outpatient mental health program, and they sure want local people to come there for treatment -- but the health insurance our (cheap) employer provides offers no
psychiatric coverage; if any of the facility's employees
needed psychiatric treatment, that's just too darned bad.