Does where you work offer insurance policies?

[DirtyBlackSocks]

Just curious. One of my reasons for getting into nursing is that my wife is a survivor of cancer, and getting private medical insurance is impossible.

How many nurses here work for a company that does not offer health insurance? How many have good health insurance plans due to their career/place of work?

I always assumed that working in a hospital, you would have medical insurance plans to opt into - but I've been reading a few nurses report that they pay for their own private insurance.

Thanks. :)

[midinphx, BSN]

I have always been offered medical insurance by the hospitals I've worked at. I have at times chosen to work "in lieu of" or pool. It worked out better for me to get a 30% differential and buy my personal well person medical insurance (cheapest package in case of emergency). But if there are any medical issues, that would not have worked well for me.

[Jolie, BSN]

I work for a non-profit community health agency. They have very few full-time positions, so most employees are not eligible for benefits.

I love my job, but will have to find something else soon due to lack of benefits.

[SWS RN, ASN, RN]

Gosh, Insurance is one of the prime reasons I work (food is nice,too) but I would not consider a position that did not offer health insurance. It is fine if you are very young and healthy, I suppose, but not the case here.

Yes, most places offer ins if you are full time/benefits.

sws

[fungez]

I've yet to work in a hospital that did not offer insurance to full time employees. I believe that there is a registered nurses association group that offers a group type insurance but it's pricy.

[Otessa, BSN, RN]

Have great insurance-I work full-time and for the policy I chose (there are several to choose from at our facility) for a family of 4 the premium is less than $200/month -that is medical and dental coverage.

otessa

[luv2bakeRN]

Yes, every employer that I have worked for in the health care field offered health insurance.

[bill4745, RN]

I have an excellent health plan with a fantastic pharmacy plan. It costs me about $400 a month which is non-taxed. I consider it to be a bargain.

[Phase2Pro]

My last job had an excellent no prexisting conditions Anthem plan that was affordable. My current employer has both United Healthcare and Optima plan...both of which are good. I picked the UHC plan because some of the stuff done at the hospital where I work will be covered at 100%, like room and board. I am on COBRA till April. I tried to get an individual family plan in 2007 and was turned down for the prexisting conditions of migraines and post partum depression. Since I am done with the baby making and the migraines are undercontrol (finally) it really ticked me off.

[littleneoRN]

My employer offers insurance to anyone working an FTE. (In other words, not per diem or casual). The minimum FTE you can work here is 0.4. So if you can commit to 16 hours a week, you have insurance. It's a pretty decent plan.