Did you live off of student loans while in school?

Nurses General Nursing

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I'm truly struggling, trying to figure out a way to attend school full-time during the day, so that I can have nights with my family. Unfortunately, we would really take a hit without my income (or at least a good portion of it). I REALLY want to devote full-time to school so I can give it my complete focus.

Is it a pipe dream to assume my family could live off student loans while I'm in school??:uhoh21:

Specializes in NICU.
With attitudes like this, it's no wonder why so many people are up to their eyeballs in debt.

But it's their debt, who cares? That's their choice. You can work your butt off while in school and not have as much time to spend with your kids. Or you can take out loans while going to school and have more time to spend with your kids then worry about paying the loans back after you've graduated and are getting a bigger paycheck. It's really up to the person .... no way is the right way, it's just whatever is right for you and your family.

A nursing assistant job wouldn't have even dented the cost of my tuition, I had to take out loans, I had no choice.

It's a personal decision.

I agree. My husband and I both go to school and work full time and it's not enough. Tuition is expensive. We take out the maximum amount, put it in savings, and if we don't need it we don't spend it. After we graduate we'll just give it right back. It is nice to know that if there's an emergency (and I mean EMERGENCY) we'd have the means to deal with it.

what does hsbs mean?

thanks

i used hsbc, but consolidated to lock in my interest. i did not "live" 100% off the loans , i made it a little hard for myself. i mean if you don't make it you have quite a big burden there to pay back.

i made it, i will pay about 125.00 a month to pay back 12,000.00 in 7 yrs. the interest was minimal. i lived out of town and drove back and forth for school for a year. i was without a job for the summer but then back to work part time. i earned about 250.00 a week, i had a lot of car expenses the first year. then i gave up and got a new car in my last semester. the thing is if you borrow...you have to make it.

i am makeing double what i used to make ... i can pay that off.

nancy

Specializes in ICU, CCU, Trauma, neuro, Geriatrics.

I attended a community college, one semester at a time until I had all the prereqs out of the way. I worked full time and my family lived through it. I was planning to divorce my husband when I graduated if he did not change his creepy ways of drinking and ignoring me. He worked but didnt make much and we still had old debts to pay off from his years of being laid off from the steel industry decline. I spent about 3 years with limited sleep, lots of coffee, lots of hope and working plus going to school. It was all worth it. I didnt have any bills to pay when I graduated.

When I graduated all my income was mine and my divorce lawyers.

Good luck

I've been working my way through school and have another 2 years until I get into the nursing program (I've been going to school taking 9-10 credits per semester) once I get into the nursing program, I'm planning on taking out a loan and living off it for the next two years, going to school full time. I am a nurse assistant, I need the money and I'll never get there if I keep going at this rate.

Keely

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