Credit Check for employment??? - page 3

Is this legal? What does it have to do with my being suitable for employment? I have nothing to hide, however I am very squeamish about having all of my financial records out there for anyone to... Read More

  1. by   gauge14iv
    However - if your STATE suspends your license for non-payment of your Stafford or Perkins (some states do) then it could end up there.
  2. by   gauge14iv
    As far as the credit checks go - a potential employer doesn't need permission from you to check this database anyway. They want a credit check for other reasons, not to see if you are in this database.
  3. by   Sheri257
    Quote from gauge14iv
    As far as the credit checks go - a potential employer doesn't need permission from you to check this database anyway. They want a credit check for other reasons, not to see if you are in this database.
    Yeah but, if you have lousy credit then you're a greater risk for getting into that database or, as you pointed out, having licensing problems down the road. Either way, better credit probably means less risk for them overall.

    Besides ... you don't get on that list until you're at least six months in default, if not longer. A credit report would show if you're behind on the payments a lot sooner than that and, therefore, indicate a Medicare/Medicaid risk. So ... that may be another reason why they'd want to look at your credit.

    :typing
    Last edit by Sheri257 on Aug 13, '06
  4. by   Reina10
    Is it much more difficult to obtain a job as a Nurse if one files for bankruptcy?
  5. by   ceecel.dee
    Quote from lizz
    It is legal but only if you sign a consent form authorizing the credit check. Of course, if you don't sign it then they may not consider your application.
    I would never consent to this, and would do without the job before yet another institution feel that they have a right to any personal information. Is there any personal privacy allowed to humans anymore?
  6. by   gauge14iv
    In case you didnt realize it - and many don't - the consent to perform a criminal background check is actually a consent for a consumer background check. They dont need consent to look up anybody's criminal history - they do need consent to pull a consumer credit report.

    I haven't seen a job app or contract *without* this since I worked at Wendy's as a teenager!
  7. by   TheCommuter
    Five years ago, when I was going through the extensive hiring process with a famous fortune-500 company, they checked my credit history and I did not object. Many companies are adopting the belief that a good or fair credit history is highly indicative of a responsible applicant who is worthy of an offer for employment.

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