Background/Credit Check, Bankruptcy

Nurses General Nursing

Published

As I type this, a colleague of mine is filling out an application for a position at another facility. The background check states that it checks EVERYTHING (pretty personal!) including bankruptcy, which she declared a couple of years ago.

She was wondering if she needs to worry about not getting this job because of the bankruptcy? How much does credit play into whether or not someone lands a job? It seems like it shouldn't make any difference.

Thanks for any input. Unfortunately I don't have much help to offer her.

Specializes in Too many to list.

Dangerous, and verboten is correct. Look what that VA nurse

in the news recently is going through. The story, I believe, is somewhere on this site in case you didn't catch it.

Specializes in ICU, psych, corrections.

I was turned down for a position as an officer with the local police department because I had bankruptcy in my past. I understand WHY they DQ'ed me, but I still think there should be a chance to explain what the bankruptcy was for....in my case, it was because of medical bills during a time when I did not have insurance. Both hospitals in this case turned me over to collections and then that company froze all my assets. I wasn't able to get any of my money out of my bank account. I didn't even include most of my credit cards in my bankruptcy and chose to continue paying on them!

Melanie = )

Dangerous, and verboten is correct. Look what that VA nurse

in the news recently is going through. The story, I believe, is somewhere on this site in case you didn't catch it.

Do you know the title of that thread? I must have missed it. Thanks! :)

Specializes in Too many to list.

The story I was referring to is under Nursing News. Look for the VA nurse interview. Free speech can be very expensive.

Specializes in Case Management, Home Health, UM.
I was turned down for a position as an officer with the local police department because I had bankruptcy in my past. I understand WHY they DQ'ed me, but I still think there should be a chance to explain what the bankruptcy was for....in my case, it was because of medical bills during a time when I did not have insurance. Both hospitals in this case turned me over to collections and then that company froze all my assets. I wasn't able to get any of my money out of my bank account. I didn't even include most of my credit cards in my bankruptcy and chose to continue paying on them!

Melanie = )

Ridiculous. My late parents were initially denied an application to open a checking account at a local bank, when their credit history revealed they had been through two bankruptcies. My mother appealed, and when they found out that they had been due to medical bills, they overturned the denial and approved their application. You should have been able to do the same. Being

irresponsible with your finances is ONE thing...but being sick and uninsured is another. :madface:

P.S.: One of my mother's doctors froze her assets..including a $28,000 profit sharing check she had just received, not even giving her an opportunity to discuss a payment plan. My sister went to his office and cussed him out. "I hope you sleep well," she

added, before storming out of his office.

That....bastard (excuse my French).

Ridiculous. My late parents were initially denied an application to open a checking account at a local bank, when their credit history revealed they had been through two bankruptcies. My mother appealed, and when they found out that they had been due to medical bills, they overturned the denial and approved their application. You should have been able to do the same. Being

irresponsible with your finances is ONE thing...but being sick and uninsured is another. :madface:

P.S.: One of my mother's doctors froze her assets..including a $28,000 profit sharing check she had just received, not even giving her an opportunity to discuss a payment plan. My sister went to his office and cussed him out. "I hope you sleep well," she

added, before storming out of his office.

That....bastard (excuse my French).

I didn't realize that they could do that! :eek: It's kind of sickening.

Specializes in Operating Room.

I've never filed bankruptcy, but my thoughts on the whole matter of an prospective employer doing a credit check is this:

GIVE ME A JOB,

AND I'LL BE ABLE TO PAY MY BILLS!

Simple enough... :uhoh3:

I've never filed bankruptcy, but my thoughts on the whole matter of an prospective employer doing a credit check is this:

GIVE ME A JOB,

AND I'LL BE ABLE TO PAY MY BILLS!

Simple enough... :uhoh3:

Ain't that the truth! :rotfl:

Being irresponsible with your finances is ONE thing...but being sick and uninsured is another. :madface:

Twice?

Specializes in med/surg/tele/neuro/rehab/corrections.

If you had to file a bankruptcy 15 years ago do you know if it will still show up on a credit check? Will it show up on a background check? What is a background check anyway? :)

If you had to file a bankruptcy 15 years ago do you know if it will still show up on a credit check? Will it show up on a background check? What is a background check anyway? :)

Sorry, I have no idea but maybe someone else will.

A background check, to my knowledge, checks your history of employment, character, education, etc.

Specializes in Operating Room.

I thought it was 10 years, but I could be wrong. Also, you may have to write the credit reporting agencies and ask for the old stuff to be removed.

Maybe you could call a credit help biz & ask an anonymous question. :)

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