Originally Posted by suzanne4
Per Diems and mileage reimbursments are published by the IRS; housing stipends are not posted. And there are those companies that will try and take advantage of someone.
Beg very politely to disagree - the federal government publishes per diem rates in all areas of the US. And the "per diem" rate I'm speaking of is for the amount allowed by the US Government/IRS PER DAY (or per diem) for lodging, meals, and incidentals -while working away from home.
If you go to irs.gov you will see that "per diem rates" is one of the most requested pages or sites. Click on this and you will be taken to pages where these rates and amounts set by CONUS are listed for everywhere in the US. If they are NOT specifically posted as being 'different' - meaning lower or higher than the 'standard' then they are the 'standard rate' which is posted at the beginning of the lists.
You must look carefully, these rates are updated and DO change every 6 months, BUT - PER DIEM is the DAILY AMOUNT ALLOWED FOR COMBINED LODGING (whether you use it for your apartment, hotel, or camper space rental - it DOES NOT MATTER - it is an amount based on cost of living in the area!) MEALS AND INCIDENTALS.
If I remember correctly as of July 2008, the MINIMUM OR STANDARD AMOUNT allowed for ANYWHERE IN THE US is $109.00 PER DAY. Multiply that by 7 days for weekly, 30 for monthly. Some cities have per diem allowable rates as high as $168.00 per day! Now good luck getting a company to pay you that, and NOT drop your HOURLY TAXABLE RATE to (YES!!) a RED FLAG hourly salary of $10-$15 per hour!
But the Federal Government and the IRS ALLOW companies to pay employees who travel UP TO the rates published. (again the charts show these amounts both broken down into lodging, meals, and incidentals - and totaled for a daily allowed per diem or what we call travel nurses call our "stipend" rate.)
I AGREE with you WHOLEHEARTEDLY that everyone should check with their tax advisor, however, this information IS available to anyone who wishes to look at it.
I found it and had huge arguments with recruiters because the amount of stipend in some places SHOULD have been over $700 per WEEK, yet they were offering $1200 per MONTH!!
(My theory - and it is only that - a theory - is that some of the larger companies have package deals with Real Estate Management companies all over the US. Perhaps they pay a flat fee for a certain number of apartments. So when a company will not pay the full stipend, it is because they can actually get corporate housing for you much cheaper than the 'going' rate, so of course it saves them money - or they MAKE more money - IF you choose company housing over maximum stipend.)
Again - these per diem rates are amounts the Federal Government allows business travelers to be paid while working away from home! If the traveler - whether nurse, salesman, or company president chooses to stay at the local homeless shelter, in a tent, or at the most expensive 5 star hotel - the AMOUNT ALLOWED FOR A COMPANY TO PAY YOU - AND FOR YOU TO RECEIVE STAYS THE SAME! AND YOU ALSO CANNOT BE PENALIZED FOR RECEIVING THE MAXIMUM PUBLISHED AMOUNT.
If for some ODD reason - you ARE paid MORE than the published maximum rate - yes!!! You will be taxed on any amount OVER THE PUBLISHED MAXIMUM - no matter HOW many receipts you have!
So - get as much as you can per hour - AND if you want to find your own housing - look at irs.gov for per diem rates, and make sure you are not being paid more stipend than is allowed. Also make sure you aren't being ripped off and paid way less than allowed!!
Or simply take company housing.
Additionally, there should be NO deductions EVER from ANYONE'S payroll check that are not authorized by the payee, such as insurance, or payroll deduction for savings, etc. (State or federal ordered garnishments are of course excluded.) Anyone who is having ANYTHING deducted from their check that they DID NOT AUTHORIZE should contact the Federal Wage and Hour Comission, or the EEOC, or other agency they can think of - I'm not sure which would be the proper authority - I just know there is one!!
Seriously - check out the website - it is VERY CLEAR ON PER DIEM RATES.