I saved up for 5 years to pay for tuition and books as well as to pay off a lot of debts not including past student loans. I am currently paying cash for my ADN (I am in nursing school) and BSN (pre and co reqs). I work two jobs in the summers and part-time during the school year to keep up with expenses. So far, so good.

I will possibly have my current hospital employers pay for my MSN in full but for now I do not take any money from them other then my pay check because nothing is for free. There are contracts tied to any funds except those from grants or scholarships. GL!